Kai Hon Hoe
Summary
Experienced leader with a strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for a collaborative approach and unwavering commitment to excellence.
Overview
20
20
years of professional experience
Work History
Head CRO Business Management
Bank of Singapore
10.2019 - Current
- Oversee all strategic Risk initiatives across Credit Risk, Market Risk and Operational Risk
- Establish Risk Governance and controls
- Lead Risk Change Management and Transformation. Set vision and strategies for all risk platforms
- Provide thought leadership for Data Management strategy
- Driver of Sustainability initiatives related to Risk
Senior Credit Approver (Team Head)
Bank of Singapore
12.2016 - 10.2019
- Responsible for credit book for Greater China, Indonesia and Australia
- Spearheaded credit risk initiatives and key SME for developing various risk platforms
- Ensure transactions are sanctioned within regulatory framework and risk appetite
- Structure complex transactions, balancing risk and reward
- Senior Mandate approver for large structured transactions
- Setting appropriate risk mitigants
Credit Risk
Barclays Bank PLC
04.2013 - 04.2016
- Facilitate business growth with focus on managing risk aspects of transactions
- Sanction appropriate facility types and size of limits for Ultra High Networth clients and corporates
- Structure complex transactions, balancing risk and reward
- Challenge status quo and improve current processes and setup
- Assess and approve exceptions involving concentration, initial margins and strategies to derivative trades, lending value and documentations
Credit & Banking Group
Merrill Lynch
07.2008 - 04.2013
- Strive to grow the loan book for APAC by helping ultra high-networth clients invest through leveraging
- Responsible for loan balance and revenue for both North Asia and South Asia markets
- Customize lending solutions for clients with unique credit needs such as single stock financing
- Assess and propose Lending Value for clients’ securities to help them optimize their assets for investments
- Propose non-standard margin level for OTC FX and OTC Equity trades for clients with unique needs
- Propose suitable credit facilities and facility limits for clients
- Marketing and presenting to client advisors on new credit products
- Promote the use of leverage through book reviews, sales meetings and presentations to the market directors and financial advisors
Special Monitoring
UBS Wealth Management
03.2006 - 07.2008
- Monitor large single stock positions and other securities with high concentration risks
- Ensure client & security exceptions are correctly captured and monitored
- Spearheaded system enhancements via Macro automation in daily processes
- Assess Lending Value of securities such as equities, bonds and structured products
- Assist in special projects in Credit Risk Control
Credit Control & Services
Citigroup Private Bank
07.2005 - 03.2006
- Analyzed client’s portfolio for risk against the bank involving securities movement
- MIS reporting, compiling daily Temporary Overdrafts reports, verifying and highlighting exceptions
- Margin Call reporting and rectification, transfer of collaterals among portfolios
- Performing User acceptance Testing
Education
Bachelor of Engineering - Mechanical Engineering
National University of Singapore
01.2005
Languages
English
Bilingual or Proficient (C2)
Chinese (Mandarin)
Bilingual or Proficient (C2)
Timeline
Head CRO Business Management
Bank of Singapore
10.2019 - Current
Senior Credit Approver (Team Head)
Bank of Singapore
12.2016 - 10.2019
Credit Risk
Barclays Bank PLC
04.2013 - 04.2016
Credit & Banking Group
Merrill Lynch
07.2008 - 04.2013
Special Monitoring
UBS Wealth Management
03.2006 - 07.2008
Credit Control & Services
Citigroup Private Bank
07.2005 - 03.2006
Bachelor of Engineering - Mechanical Engineering
National University of Singapore