Yogesh Gautam (ICA)
Singapore
Summary
Regulatory compliance professional known for high standards and results-driven approach. Proven experience in managing compliance initiatives and implementing regulatory frameworks. Valued for collaborative spirit and adaptability, with strong skills in risk management and policy enforcement.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Regulatory Compliance Manager (APAC & ME)
Worldpay
01.2024 - Current
- Regulatory Compliance Manager APAC & ME
- Saudi Arabia: Payment License Application
- Spearheading the end-to-end application process for obtaining a Payment Service Provider (PSP) license in Saudi Arabia under SAMA regulations.
- Collaborated on drafting, reviewing, and submitting regulatory documentation, including the Entity Incorporation Form and Board of Directors' undertaking letters.
- Provided strategic insights into local compliance frameworks, ensuring alignment with SAMA's guidelines on outsourcing, AML-CFT, cybersecurity, and data protection.
- Partnered with senior management to design and implement a roadmap for regulatory compliance from initiation to final approval.
- Conducted comprehensive analysis of SAMA regulations to ensure alignment with licensing requirements and operational compliance.
- India: Regulatory Compliance
- Managed compliance programs aligned with RBI mandates, including data localization, tokenization, and cross-border payments etc.
- Actively participated in audits and regulatory reviews, contributing to policy updates for adherence to changing RBI mandates.
- Collaborated with stakeholders to address compliance gaps, including remediation plans for data localization and transaction monitoring
- Cross-Market Compliance Expertise
- Developed and implemented regulatory compliance frameworks tailored to the unique legal and operational requirements of India and Saudi Arabia.
- Acted as a liaison between legal, technical, and business teams to address compliance challenges in a multi-regulatory environment.
- Conducted training and awareness sessions for internal teams on SAMA and RBI regulations to enhance organizational understanding.
- Led regulatory compliance initiatives, ensuring adherence to industry standards and government regulations.
- Developed and implemented compliance training programs for cross-functional teams, enhancing awareness and understanding.
Compliance Manager
FIS
07.2022 - Current
- Monitors and communicates regulatory changes that impact FIS products, services and business activities.
- Associated with Worldpay Payment Gateway stakeholders to comply with Indian payments guidelines circulated by RBI.
- Develops, modifies and executes SOPs/Playbooks that affect immediate operations.
- Oversees development and implementation of compliance program policies and standards
- Performs periodic reviews and evaluations of FIS products, services and business activities to validate compliance with applicable laws and regulations or detect regulatory violations, weak controls or other potential areas of exposure.
- Assisting Worldpay Singapore PG Team to file the PSP license.
Compliance, Risk & Payments Manager
Instamojo Technology Pvt Ltd
01.2019 - Current
- Responsible for providing end to end payment solutions to Key merchants, enabling instruments like Cards/NB/Wallet basis on the available risk.
- Taking care of a team of 4 people who works on Transaction Monitoring , Fulfillments and Legal Disputes.
- Assist in administration and review of client risk scoring, KYC & follow RBA
- Creating rule based triggers to mitigate the payments frauds
- Good understanding of FATF/AML/CFT/CDD framework along with strong research and analytical skills
- Identifying Transaction Laundering cases, exploring new ways of such money laundering patterns and implementing robust rules to detect it at early stages.
- Having an understanding on filing an STR to FIU-IND.
- Developing strategies to detect new/ongoing fraud patterns/MOs, implementing rules to trace such frauds at early stages.
- Defining specific threshold/cut-offs for the respective "Fraud Triggers" & define various segment level treatments basis severity (straight reject,additional documents, manual verification etc.) ensuring high fraud capture% and minimum possible false positives for straight reject pool.
- Working with Law enforcement agencies,Cybercrime cell, Cybersafe (FOCORD), FIU & ED to strengthen the relationship and creating data sharing model thorough API integration.
Deputy Manager
Axis Bank Pvt Ltd
04.2017 - 01.2019
- Handling NRI segment & its operations of Gulf Countries & UK through available digital modes (Skype & Webchat).
- Taking care of Inward & Outward remittance, Forex, Onboarding, KYCs, AML(TM).
- Responsible for new onboarding , KYC checks ,CDD, EDD & Transaction monitoring.
Deputy Manager
ICICI Bank Pvt Ltd
01.2016 - 11.2016
- Part of ICICI Bank branch banking ,handling domestic & NRI portfolios.
Education
MBA - Banking & Finance
Manipal Academy of Higher Education
01.2016
Electronics & Telecommunication
Shri Shankaracharya Technical Campus
01.2013
Skills
- Regulated Change Management
- Gap Assessment
- Issue Management
- Cross - Border Compliance
- Scheme Compliance
- Compliance Risk Assessment (CRA)
- Data Localization
- Tokenization
Certification
- KYC-AML Compliance Officer
- Dispute & Chargeback Certification
- PCI DSS Standard and Compliance Online Training
- ICA (Regulatory Compliance)
Languages
English - Native or Bilingual Proficiency
Hindi - Native or Bilingual Proficiency
Timeline
Regulatory Compliance Manager (APAC & ME)
Worldpay
01.2024 - Current
Compliance Manager
FIS
07.2022 - Current
Compliance, Risk & Payments Manager
Instamojo Technology Pvt Ltd
01.2019 - Current
Deputy Manager
Axis Bank Pvt Ltd
04.2017 - 01.2019
Deputy Manager
ICICI Bank Pvt Ltd
01.2016 - 11.2016
Electronics & Telecommunication
Shri Shankaracharya Technical Campus
MBA - Banking & Finance
Manipal Academy of Higher Education
Music
Have learnt Indian Classical Music for 5 years and performed in various stages/competitions.
TOOLS
ZIRA, Confluence , Metabase , Pipedrive , Zendesk , Trello, Periscope, Archer
Hobbies and Interests
Indian Classical Music, Playing Guitar
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