Highly experienced professional with 16 years of expertise in the people business, specializing in personal and employee benefits insurance. Proven track record of strong work ethics and business acumen. Excels in developing tailored insurance solutions to meet individual and organizational needs. Skilled in effective communication with diverse individuals across all organizational levels, fostering collaboration, contributing to cohesive team environments and delivering results in the benefits space.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Assistant Manager - Placement Team
WTW
05.2023 - Current
Core Team Member in the Placement Team
Played a pivotal role in the establishment of the company's Placement Team, focusing on operational excellence and strategic relationships, as part of company's transformation.
Analyze market trends and insurer appetites for different risks and identify suitable insurance markets and potential partners for clients for all local Employee Benefits Policies, International Private Medical Insurance, Group Personal Accident and Group Business Travel products.
Designed and implemented standardized templates to streamline Placement and Remarketing processes.
Conduct Remarketing exercises to ensure clients receive competitive coverage options and optimized terms.
Act as a liaison between Global Delivery Centre Team (based in Manila), Account Managers, and insurers during negotiations.
Negotiate with insurers to secure optimal coverage terms, conditions, and pricing for clients including accounts under Global Benefits Management, Local SMEs and Large Local Corporations ranging from revenue size of $20,000 to $100,000 and above.
Highlight key risk features, claims history, and specific client requirements in Remarketing Exercises
Fostered strong relationships with insurers to enhance collaboration and negotiation outcomes that is beneficially for insurers, clients and the company.
Prepare Remarketing and Renewal Reports to facilitate Account Managers' renewal discussions with clients.
Developing efficient right-shoring processes to optimize resource allocation and improve service delivery.
EMPLOYEE BENEFITS INSURANCE SPECIALIST
United Overseas Bank
09.2022 - 04.2023
Championed Employee Benefits solutions for SMEs through working close collaboration with Business Finance Managers and Team Heads
Conducted BANCA trainings for over 100 bankers to encourage upselling and cross selling of Employee Benefits Solutions to Universal Life insurance, whole life plans, endowment plan, general insurance and loan protection plans
Identified SMEs with protection shortfalls and reviewed their existing processes in helping with talent attraction and retention
Reviewed SMEs' needs and coverage and provided relevant solutions offered by product partners
Initiated campaigns and incentives to encourage higher participation rate of BANCA products
Maintained high standards of customer service by building relationships with clients.
Collaborated with insurer partners, Business Finance Managers on new products and promotions, incentives initiatives
Acted as subject matter expert, answering internal and external questions and inquiries.
Efficient reporting, claims and queries handling from customers, branch service staff and Business Finance Managers
SENIOR FINANCIAL CONSULTANT
Prudential Assurance Company Singapore
09.2017 - 09.2022
Acquired clients from cold calling and repeat sales and maintaining retention rate of 96%
Successfully acquired a total of 300 clients from all walks of life over 4 years through telemarketing and referrals
Managed clients' financial portfolio with focus on health and life insurance products and delivered high level of service and efficiency through clients' enquiries, claims and various policy matters (Testimonials available on request)
Close working relationship with Agency Leaders and Business Development on policy issuance, underwriting and claims matters
Team player for coaching of new Financial Consultants on product knowledge and application matters
Achieved Life Club Bronze award from 2018 to 2020 for consistent efforts with focus on clients' protection needs
High level of adaptation and understanding of compliance matters, change in industry trends and regulatory requirements especially during the start of Covid
Consistent Quality Club Elite Award qualifier from 2018 to 2021
HR ASSOCIATE
Singapore University of Technology and Design
01.2016 - 08.2017
Internal transfer from the Campus Development department
Setup HR best practices after the move to the East Coast Campus and expansion of administrative employee strength from initial setup team of 200 to around 500
Accomplished full digitalization of P-files for junior administrative staff through introduction of Oracle HRMS system and subsequent SUTD recruitment platform
Supported HR Senior Director on implementation of OCAI project for individual business units as part of change management
Facilitate contractual recruitment of Research Officers, Research Assistants, Reacher fellows for 4 academic pillars in SUTD in a fast-moving environment
Salary proposal based on Researcher's experience in the Academic world and funding given by research institutes
Facilitate recruitment through analysis of attrition and turnover rate
Advisory role on HR matters for expat Professors and Research Centre owners on local employment practices
Coordinated search and onboarding of Academic leaders, head of pillars on relocation matters
Aligning business objectives with administrative employees and management through recruitment and compensation strategies, onboarding, appraisals, employee engagement activities and exit strategies
HR Business Partner with departments in handling hiring manager and employee grievances
RECREATE Committee member - spearheaded a slew of employee engagement activities to encourage inter-department interaction and wellbeing
Initiated Employee Interest Groups, Bring Your Family To Work Day, Monthly Power Hour, Movie Nights, Dinner & Dance, Staff Pass benefits with vendors in the campus vicinity
EXECUTIVE ASSISTANT - CAMPUS DEVELOPMENT
Singapore University of Technology and Design
09.2014 - 01.2016
Pioneer team for setting up of the East Coast Campus
Liaised with both academia and operations stakeholders on the needs and requirements of office space planning in the new campus
Played an instrumental role in the move from interim Dover Campus to the current East Coast Campus that consisted of labs, research centres and admin offices in 2015
Provide admin and secretarial support for Senior Director of Campus Development
Secretariat for monthly Campus Infrastructure Committee that consisted of board members
Compilation of information required for authorities submission
Preparation of reports and data for the team
Purchase of products and services and ensure that it adheres to the procurement policy
Preparation of first draft for communication for announcements relating to Campus Development
Point of communication between Consultants, Contractors and Students
PERSONAL ASSISTANT TO VP OF FRANCHISE
Hersing Corporation
10.2013 - 09.2014
Primary duty of transporting passengers from one destination to another safely
Ensure in the well bring and comfort of passengers such as disabled passengers, elderly, parent(s) travelling with infants
Dealing in medical emergencies
Checking workability of safety and emergency equipment
Demonstrating use of safety and emergency equipment
Answering to passengers' queries on various customs and quarantine restrictions
Yearly competency assessment on safety and emergency procedures
Bi monthly appraisals by leaders on board
Working with a team of different individuals and leaders on every different flight
Handling passengers of vast variety of cultures and languages with tact
Delivering the signature warmth and grace of the Singapore Girl
FLIGHT STEWARDESS
Singapore Airlines
04.2008 - 05.2013
Primary duty of transporting passengers from one destination to another safely
Ensure in the well bring and comfort of passengers such as disabled passengers, elderly, parent(s) travelling with infants
Dealing in medical emergencies
Checking workability of safety and emergency equipment
Demonstrating use of safety and emergency equipment
Answering to passengers' queries on various customs and quarantine restrictions
Yearly competency assessment on safety and emergency procedures
Bi monthly appraisals by leaders on board
Working with a team of different individuals and leaders on every different flight
Handling passengers of vast variety of cultures and languages with tact
Delivering the signature warmth and grace of the Singapore Girl
Education
BACHELOR'S DEGREE - COMMERCE, HUMAN RESOURCE MANAGEMENT AND MARKETING MANAGEMENT