Open To Work
WINSTON YANG
Compliance Manager
Summary
Compliance Manager with 6 years of experience across fund management, securities, fintech and banking, specializing in MAS regulatory compliance, AML/CFT, investment compliance and financial crime risk. Proven track record advising senior management on regulatory matters, developing compliance frameworks, leading regulatory reporting, conducting compliance monitoring, and managing regulator engagements. Experienced in KYC/EDD, sanctions, governance, policy development and compliance transformation within regulated financial institutions
Overview
11
11
years of professional experience
2
2
Certification
Work History
Compliance Manager
Chartered Investment Managers Pte Ltd
Singapore
04.2026 - Current
- Lead the Compliance function for an MAS-licensed fund management company, advising senior management and directors on regulatory obligations under the Securities and Futures Act and MAS Notices.
- Reviewed and enhanced the firm's Compliance Manual, AML/CFT framework, Business Continuity Management Policy and internal governance documentation.
- Managed regulatory reporting, licensing obligations and ongoing compliance monitoring to ensure adherence to MAS requirements.
- Advised the business on cross-border marketing, investment product reviews and regulatory implications of new business initiatives.
- Conducted compliance reviews covering AML/CFT, marketing materials, conflicts of interest and internal controls.
- Performed compliance due diligence on third-party vendors, including technology, cybersecurity and AI solution providers.
- Liaised directly with regulators, auditors, legal counsel and financial institutions on regulatory and KYC matters.
Compliance Manager
Validus Capital Pte Ltd (now GXS Capital)
Singapore
11.2023 - 04.2026
- Lead the Compliance Department, overseeing regulatory compliance, AML/CFT frameworks, and internal control systems to ensure adherence to MAS regulatory standards.
- Supervise compliance reviews, including STR reviews, marketing material reviews, adverse information reviews, and thematic inspections.
- Act as primary liaison with regulators and law enforcement agencies (e.g., MAS, CAD), managing inspections, investigations, and regulatory reporting.
- Provide strategic advisory support to senior management and Business Units on regulatory requirements, emerging risks, and compliance best practices.
- Oversee AML investigations, sanctions screening escalations, and adverse media assessments, ensuring timely resolution and regulatory compliance.
- Lead and oversee Enhanced Due Diligence (EDD) reviews for high-risk customers, including Politically Exposed Persons (PEPs), sanctioned individuals/entities, customers from higher-risk jurisdictions, and complex corporate structures.
- Provide compliance advisory support on KYC/CDD matters, customer onboarding, risk classification, source of wealth/source of funds assessments, and ongoing monitoring requirements.
- Conduct risk assessments and investigations relating to Trade-Based Money Laundering (TBML) indicators, complex transaction patterns, and cross-border business activities.
- Review and approve high-risk customer relationships and escalation cases, ensuring alignment with AML/CFT requirements, sanctions obligations, and internal risk appetite.
- Oversee customer remediation exercises, KYC periodic reviews, and regulatory-driven onboarding enhancements to strengthen financial crime controls.
- Drive compliance-related training and awareness initiatives across the organization, fostering a strong risk and compliance culture.
- Collaborate with Internal Audit to conduct joint reviews, ensuring alignment and strengthening overall risk management.
- Lead system enhancement projects, including UAT testing and compliance technology upgrades, to improve monitoring and reporting efficiency.
- Manage, coach, and mentor compliance professionals, building a high-performing team with strong regulatory and advisory capabilities.
- Monitor and assess regulatory developments relating to AML/CFT, sanctions, and financial crime risks, ensuring policies and procedures remain current and effective.
Senior Regulatory Compliance Officer
Phillips Securities Pte Ltd
Singapore
07.2022 - 11.2023
- Conducted regulatory compliance monitoring across securities brokerage operations to ensure adherence to MAS regulations, SGX rules and internal policies.
- Led compliance reviews covering client onboarding, marketing materials, adverse media assessments, suspicious transaction indicators and business conduct controls.
- Served as Lead Reviewer for SGX inspection exercises, coordinating documentation, stakeholder responses and remediation tracking.
- Partnered with Internal Audit to perform joint reviews of operational and compliance controls, identifying gaps and recommending corrective actions.
- Prepared regulatory updates, compliance circulars and internal guidance notes to communicate new MAS and SGX requirements to business units.
- Provided advisory support to front-office and operational teams on regulatory requirements, adverse media cases, account handling issues and escalation procedures.
- Supported AML investigations and liaised with the Commercial Affairs Department (CAD) and relevant stakeholders where required.
- Participated in User Acceptance Testing (UAT) for enhancements to compliance systems and regulatory reporting tools, improving efficiency and record management.
- Conducted thematic reviews and control testing to assess compliance with internal policies, MAS Notices and SGX requirements.
- Assisted management in tracking remediation actions arising from compliance reviews, audit findings and regulatory observations.
- Delivered guidance and mentoring to junior team members, contributing to stronger compliance awareness and review consistency across the team.
Senior KYC Compliance Specialist
United Overseas Bank
Singapore
12.2020 - 07.2022
- Performed comprehensive Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) and periodic reviews for corporate and institutional clients in accordance with MAS AML/CFT requirements, internal policies and global financial crime standards.
- Conducted detailed risk assessments for high-risk customer relationships, including Politically Exposed Persons (PEPs), complex ownership structures, higher-risk jurisdictions and customers with elevated financial crime risk.
- Evaluated Source of Wealth (SOW), Source of Funds (SOF), beneficial ownership and corporate ownership structures to determine customer risk profiles and onboarding suitability.
- Performed sanctions screening, adverse media reviews and World-Check screening, assessing potential regulatory, reputational and financial crime risks before onboarding approval.
- Prepared comprehensive compliance assessment memoranda summarising customer risk profiles, ownership structures, transaction rationale and recommended risk ratings for management approval.
- Reviewed and validated customer documentation to ensure compliance with AML/CFT regulations, FATCA, CRS, sanctions requirements and internal onboarding standards.
- Worked closely with Relationship Managers, Client Services, Legal and Compliance teams to resolve complex KYC deficiencies, obtain additional supporting documentation and facilitate timely onboarding.
- Presented complex onboarding cases and risk assessments to senior management and approval committees, providing clear recommendations supported by regulatory analysis and documented risk rationale.
- Conducted ongoing monitoring and periodic review exercises to ensure customer records remained accurate, complete and compliant with evolving regulatory requirements.
- Supported customer remediation programmes by identifying documentation deficiencies, coordinating remediation activities and improving overall KYC data quality.
- Monitored daily KYC management information reports to identify overdue reviews, outstanding documentation and potential compliance risks, proactively engaging business stakeholders to resolve outstanding issues.
- Assisted in enhancing KYC operating procedures, compliance manuals and onboarding workflows to improve operational efficiency, consistency and regulatory compliance.
- Participated in process improvement initiatives to streamline onboarding, reduce turnaround times and strengthen financial crime controls while maintaining regulatory standards.
- Delivered coaching and knowledge sharing to new team members on AML/CFT requirements, customer risk assessments and best practices in KYC reviews.
Freelance Trainer
Askii Pte Ltd
Singapore
01.2019 - 12.2020
- Assisted in the delivery of training sessions and seminars across diverse industries.
- Conducted product-specific talks and training programs tailored to client needs.
- Skilled in facilitating both small group and large-scale training sessions, ensuring engaging and effective learning experiences.
- Built and maintained strong relationships with clients and external trainers, enhancing collaboration and knowledge sharing.
Financial Services Consultant
Great Eastern Financial Advisors
Singapore
09.2018 - 12.2020
- Consistently met and exceeded sales targets, contributing to overall company revenue growth between Q4 2018 and Q1 2019.
- Delivered tailored personal and corporate financial services and solutions to clients, ensuring alignment with their financial goals.
- Built and nurtured strong client relationships by understanding individual and corporate needs, leading to long-term partnerships.
- Conducted tele-consultations and leveraged referral networks to expand client base and drive new business opportunities.
- Achievements:
- Top Achiever, Q1 2019
- Top Achiever, Q2 2019
Consumer Banking Associate
United Overseas Bank
Singapore
01.2018 - 04.2018
- Secured sales and cross-sold a wide range of consumer banking and investment products, including insurance, credit cards, deposits, and unit trusts.
- Built and maintained strong relationships with new and existing clients, ensuring customer satisfaction and loyalty.
- Conducted effective tele-consultations and leveraged referrals to expand client networks and drive revenue growth.
Senior Client Services Officer
Henner GMC
Singapore
05.2015 - 01.2018
- Processed insurance claims efficiently, consistently exceeding individual and team KPIs.
- Safeguarded client assets by detecting and escalating potential fraudulent cases.
- Produced letters of guarantee and managed urgent client cases with accuracy and timeliness.
- Calculated premium invoices, allocated premium funds, and resolved billing discrepancies.
- Liaised with brokers, direct clients, and internal departments to address premium, compliance, and service-related matters.
- Trained and mentored new employees, enhancing team capability and operational efficiency.
- Achievement: Promoted to Senior Client Services Officer within 6 months in recognition of outstanding performance and client service excellence.
Education
Bachelors in Commerce - Banking And Finance
University of Murdoch
Singapore2017
Diploma - General Studies
Kaplan Institute of Education
Singapore2014
GCE 'A' Levels -
Tampines Junior College
Singapore2009
GCE 'O' Levels -
Maris Stella High
Singapore2007
Skills
- MAS Regulatory Compliance
- Securities and Futures Act (SFA)
- Capital Markets Services (CMS) License Compliance
- MAS Notices & Guidelines
- Regulatory Reporting
- Compliance Monitoring
- Investment Compliance
- Corporate Governance
- Compliance Advisory
- Regulatory Change Management
- Policy Development & Implementation
- Internal Controls Framework
- Compliance Risk Assessment
- Board & Senior Management Advisory
- Anti-Money Laundering (AML/CFT)
- Counter-Proliferation Financing (CPF)
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Know Your Customer (KYC)
- Politically Exposed Persons (PEP)
- Sanctions Compliance
- Adverse Media Reviews
- Suspicious Transaction Reporting (STR)
- Source of Wealth (SOW)
- Source of Funds (SOF)
- Beneficial Ownership Analysis
- Trade-Based Money Laundering (TBML)
- FATCA & CRS Compliance
- Fund Management Compliance
- Portfolio Management Compliance
- Marketing Material Reviews
- Cross-Border Regulatory Analysis
- Licensing Advisory
- Outsourcing Risk
- Third-Party Due Diligence
- Conflicts of Interest Management
- Personal Account Dealing Reviews
- Code of Ethics Administration
- Enterprise Risk Assessment
- Operational Risk
- Compliance Risk Assessment
- Control Testing
- Monitoring Programme Development
- Issue & Incident Management
- Remediation Management
- Root Cause Analysis
- Risk Mitigation
- Internal Audit Coordination
- Regulatory Inspection Management
- MAS Inspection Readiness
- SGX Inspection Support
- Audit Remediation
- Compliance Testing
- Regulatory Documentation
- Evidence Management
- Business Continuity Management (BCM)
- Business Continuity Planning (BCP)
- Operational Resilience
- Crisis Management
- Business Impact Analysis
- Incident Response Planning
- Technology Risk
- Cybersecurity Governance
- AI Vendor Risk Assessment
- Third-Party Risk Management
- Cloud Vendor Due Diligence
- User Acceptance Testing (UAT)
- Compliance System Enhancements
- Data Protection & Privacy Awareness
- Compliance Leadership
- Stakeholder Management
- Cross-Functional Collaboration
- Regulatory Advisory
- Staff Mentoring
- Training & Development
- Project Management
- Change Management
- Executive Communication
Certification
- ICA Advanced Certificate in Governance, Risk and Compliance
- IBF Qualified Level 1 for Compliance (Financial Services)
- Certified Anti-Money Laundering Specialist (CAMS) – ACAMS (expected Dec 2026)
- Personal General Insurance (PGI), Basic Insurance Concepts & Principles (BCP), Commercial General Insurance (ComGI), Health Insurance (HI), M9, M9A, M5 (SCI)
Accomplishments
- Progressed from KYC Compliance Specialist to Compliance Manager across banking, securities, fintech and fund management, demonstrating continuous career advancement in regulated financial services.
- Led the Compliance function for an MAS-licensed fund management company, providing regulatory oversight across AML/CFT, investment compliance, governance and internal controls.
- Advised senior management on MAS regulatory requirements, licensing obligations, cross-border regulatory issues and new business initiatives.
- Directed the enhancement of compliance frameworks, including the Compliance Manual, AML/CFT Policy, Business Continuity Management Policy and internal SOPs.
- Managed complex AML/CFT matters involving high-risk customers, sanctions, adverse media, PEPs and cross-border risk assessments.
- Coordinated regulatory reporting and engagement with MAS, auditors, legal counsel and financial institutions.
- Conducted compliance reviews covering marketing materials, AML/CFT controls, regulatory reporting and governance processes.
- Performed third-party due diligence and technology risk assessments for outsourcing arrangements, cybersecurity controls and AI service providers.
- Led compliance training and awareness initiatives to strengthen regulatory knowledge and foster a culture of compliance across the organization.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Languages
English
Advanced (C1)
Chinese (Mandarin)
Upper intermediate (B2)
Timeline
Compliance Manager
Chartered Investment Managers Pte Ltd
04.2026 - Current
Compliance Manager
Validus Capital Pte Ltd (now GXS Capital)
11.2023 - 04.2026
Senior Regulatory Compliance Officer
Phillips Securities Pte Ltd
07.2022 - 11.2023
Senior KYC Compliance Specialist
United Overseas Bank
12.2020 - 07.2022
Freelance Trainer
Askii Pte Ltd
01.2019 - 12.2020
Financial Services Consultant
Great Eastern Financial Advisors
09.2018 - 12.2020
Consumer Banking Associate
United Overseas Bank
01.2018 - 04.2018
Senior Client Services Officer
Henner GMC
05.2015 - 01.2018
Bachelors in Commerce - Banking And Finance
University of Murdoch
Diploma - General Studies
Kaplan Institute of Education
GCE 'A' Levels -
Tampines Junior College
GCE 'O' Levels -
Maris Stella High