Ubenezer Tan Yue Zhong
Senior Officer
Summary
Extremely motivated individual seeking to build a career in banking & finance to understand the way money moves around the world between corporations and how banks effectively funds the businesses.
Overview
5
5
years of professional experience
Work History
Senior Officer - Loan Admin & Middle Officer
Intesa San Paolo Bank
10.2024 - Current
- Implemented automated process improvements that reduced manual input and human error.
- Gather information from the front office and treasury for customer's requests: loan drawdown, rollover, or repayment. Consolidate the information into a summary for data entry into the loan system.
- Creation of SWIFT messages, primarily MT103, 202, and 799 payments/messages for internal and customer use.
- Assist the front office with constant ad-hoc updates of clients' information, mainly the details of owners, directors, and authorized signers of different customers.
- Communicate with the head office / APAC hub for the booking and funding of back-to-back money market deals, while conveying every detail to the treasury to ensure the smooth movement of funds.
- Reading and summarizing Facility Agreements for syndicated loans to ensure information from lead arrangers and agent banks is provided correctly, and proceeding to enter details of the loan into the system.
- Perform daily end-of-day report generations, culminating in an end-of-month report, and check for discrepancies between account creation, forex, bond prices, etc.
Analyst
Mizuho Bank Ltd
09.2022 - 10.2024
- Processing of trade related products and entering into the system for back-end data analysis
- Renewal of existing loans
- Perform document checks on board resolutions, ensuring the validity of signatures and information contained
- Run reports daily and monthly to ensure accuracy of day-to-day operations.
- Collaborated with cross-functional teams to identify opportunities for process improvement and increased efficiency.
- Conducted regular reviews of operations and identified areas for improvement.
- Increased efficiency by streamlining data analysis processes and implementing automation tools.
Assistant Manager
Overseas-Chinese Banking Corporation
04.2022 - 08.2022
- Documentation of consumer loans, mainly housing and education loans
- Handling of any post loan enquiries and process customer’s request as per their instructions
- Testing of new systems that allow transitioning of automated systems to reduce human processing error
- Acts as a middle officer to co-ordinate the front and back end ensuring the loan processing runs smoothly from start to end
Senior officer
United Overseas Bank Limited
08.2020 - 04.2022
- To answer to post loan enquiries, complains and process the request as per customer’s instructions.
- Focused on payment/rollover/re-pricing of loans in all currencies.
- Well versed in payments in SWIFT and MEPS
- Comfortable using silverlake multi-currency banking system
Education
Bachelor’s Degree - Accounting and Finance
University of London (Singapore Institute of Management)
08.2020
Diploma - Accounting & Finance
Temasek Polytechnic
05.2014
Skills
Operations management
Data analytics
Troubleshooting and problem resolution
Cross-functional communication
Time management
Multitasking Abilities
Multitasking
Self motivation
Adaptability
Documentation and reporting
Timeline
Senior Officer - Loan Admin & Middle Officer
Intesa San Paolo Bank
10.2024 - Current
Analyst
Mizuho Bank Ltd
09.2022 - 10.2024
Assistant Manager
Overseas-Chinese Banking Corporation
04.2022 - 08.2022
Senior officer
United Overseas Bank Limited
08.2020 - 04.2022
Diploma - Accounting & Finance
Temasek Polytechnic
Bachelor’s Degree - Accounting and Finance
University of London (Singapore Institute of Management)
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