Summary
Overview
Work History
Education
Skills
Websites
Languages
Certification
References
Timeline
Generic
Toh Hou Yu

Toh Hou Yu

Singapore

Summary

Dynamic Financial Analyst with expertise in financial reporting and variance analysis, honed at SPD Scientific Pte Ltd. Proven track record in enhancing operational efficiency and cash flow management. A collaborative team player with strong analytical skills, adept at delivering actionable insights to drive strategic business decisions.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Financial Analyst

SPD Scientific Pte Ltd
08.2024 - Current
  • Managed full set of accounts for multiple legal entities, ensuring accuracy, completeness, and adherence to reporting timelines.
  • Performed end-to-end GL functions including fixed assets and inventory accounting, accruals, prepayment amortization, journal entries, and reconciliation of balance sheet schedules.
  • Oversaw credit control and collection activities to support effective cash flow management and working capital optimization.
  • Prepared financial statements and monthly management reports in compliance with IFRS, SFRS, and internal accounting policies.
  • Ensured compliance with statutory and regulatory requirements by coordinating with external auditors, tax agents, company secretaries, insurers, and other relevant stakeholders.
  • Led preparation and submission of quarterly GST filings and other regulatory reports.
  • Identified internal control gaps and implemented process improvements to enhance financial governance and operational efficiency.
  • Supported ad hoc assignments and financial projects based on business or management needs.
  • Led preparation of monthly rolling sales forecasts across business entities, partnering closely with BU leaders to ensure forecasts reflect current business dynamics.
  • Supported annual budgeting processes by consolidating inputs, analyzing assumptions, and aligning plans with corporate financial targets.
  • Monitored and analyzed financial performance across BUs, identifying trends, variances, and key drivers impacting profitability.
  • Contributed to monthly, quarterly, and annual Profit & Loss (P&L) analysis and reporting to support strategic business decisions.
  • Conducted variance analysis comparing actuals vs. budget, forecast, and prior year, delivering clear insights and actionable recommendations.
  • Acted as a finance business partner to operational teams, offering financial insights and guidance to support business planning and decision-making.
  • Assisted in developing and maintaining standardized financial reports and dashboards to ensure data consistency, accuracy, and usability.
  • Reason for leaving: Misalignment of remuneration package.

Accountant

RMS Marine & Offshore Service (Singapore) Pte Ltd
03.2020 - 08.2024
  • Led and supervised a sub-team of 2 Finance Executives, ensuring effective task delegation and performance oversight.
  • Oversaw and supported the monthly financial closing process, including Accounts Payable (AP), Accounts Receivable (AR), and General Ledger (GL) activities.
  • Reviewed journal entries and financial transactions prepared by junior staff to ensure accuracy and compliance.
  • Managed daily cash flow operations, including supervision of cash management activities and reconciliations.
  • Performed monthly bank and cash reconciliations for AP and AR accounts to ensure accurate financial reporting.
  • Prepared monthly financial statements and cash flow reports for internal reporting and management review.
  • Coordinated intercompany recharge billing to head office and ensured compliance with local statutory and regulatory requirements.
  • Conducted monthly intercompany account reconciliations to maintain accuracy and transparency across entities.
  • Managed inventory control processes, including coordination with warehouse teams for monthly and year-end physical inventory counts and preparation of inventory accuracy reports.
  • Maintained the Fixed Asset Register and coordinated periodic fixed asset stocktakes to ensure accurate asset tracking.
  • Updated system exchange rates on a monthly basis for accurate foreign currency reporting.
  • Prepared and submitted quarterly GST returns to IRAS in compliance with tax regulations.
  • Assisted in the renewal and documentation of credit facilities with banking partners.
  • Supported both internal and external audit processes by providing necessary documentation, responding to auditor queries, and contributing to timely completion of audit reports.
  • Ensured tax compliance by liaising with tax agents and supporting necessary filings and queries.
  • Participated in the review and enhancement of internal controls to align with accounting standards and improve financial governance.
  • Coordinated with the corporate secretary on AGM/EGM matters, including preparation and filing of Annual Returns (AR) and XBRL submissions.
  • Supported monthly financial close by preparing management reports, financial schedules, and performance analysis.
  • Developed and maintained periodic internal reports to ensure alignment with company internal control requirements.
  • Delivered timely, accurate financial insights to business units and senior management to support data-driven decision-making.
  • Monitored operating expenses, identifying cost optimization opportunities while ensuring operational efficiency.
  • Provided ad hoc financial analysis and data support to business leaders to aid strategic planning and performance evaluation.
  • Acted as liaison between FP&A and business units to address financial and operational issues across reporting periods.
  • Assisted in annual budgeting and forecasting processes, tracking variances and contributing to planning accuracy.

Finance Executive

Emas Offshore Limited
08.2015 - 03.2020
  • Handle full set of accounts.
  • Perform month-end and year-end closing.
  • Perform bank reconciliations.
  • Prepare and submit GST to IRAS quarterly.
  • Analyse monthly OPEX for finance variances.
  • Liaise with external parties e.g bankers & external auditors.
  • Liaise with internal parties e.g purchasing team on purchase orders issues, operations team on service work order issues.
  • Assist the Finance Manager in monthly cash flow planning.
  • Perform monthly Intercompany transactions, reconciliations & balances confirmation.
  • Allocating funds for monthly staff payroll.
  • Updating of currency exchange rates in system
  • Involve in preparation of year-end statutory FS in accordance with SG law & FRS.
  • Provide guidance to accounts assistants/temp staffs.
  • Prepare monthly/ad-hoc billing to intercompany/external parties and ensure billings are done promptly.
  • Follow up with sales/marketing team for any billing disputes from clients.
  • Prepare cash receipt journal entries in system.
  • Ensure timely recording of creditors invoices & payments transactions
  • Reviewing all invoices and payment instructions for appropriate documentation and approval prior to payment.
  • Preparation of outgoing payments to suppliers via telegraphic transfers/GIRO/cheques/cash.
  • Liaise with treasury team for booking of spot/forward rates for foreign currency payments.
  • Perform vendor reconciliations and aging reports.
  • Handles petty cash reimbursement for staff's expenses.
  • Process payments for management’s credit cards.
  • Maintain vendor master file.
  • Prepare monthly journal entries such as Cash, Payroll, Benefits, Prepayment, In-kind, Expense Allocations & Revenue, depreciation, accruals
  • Prepare monthly and yearly revenue & accruals schedules
  • Recognize impairments/loss on disposal for fixed assets in system
  • Reason for leaving: Keen to venture into other industries

Executive

Infocomm Media Development Authority of Singapore (F.K.A IDA Singapore)
08.2012 - 08.2015
  • Perform high volume client billings & corresponding vendor costs reconciliation
  • Attend to customers (govt agencies)'s inquiries in respect of billing matters
  • Ensure client billings are done promptly and follow up on any billing disputes
  • Ensure vendor's reports are submitted on a timely manner.
  • Prepare monthly/quarterly/yearly schedules
  • Assist in month end / year-end closing and audit
  • To check vendors' reports for accuracy and integrity and verify reports for its arithmetical accuracy.
  • Responding promptly and professionally to customers queries on billing matters within the turn-around time.
  • Ensure 100% arithmetical accuracy in calculations of the revenue receivables and completeness in billings
  • Ensure completeness in filings/archival of tax invoice request forms and material email correspondences regardless of softcopy or hardcopy, for ease of future references.
  • Ensure all monthly Account Receivables revenue is timely billed and recorded in monthly reports.
  • Ensure all AR reports sent to management are accurate and relevant.
  • Reviewing Billing SOP on a yearly basis with Billing Manager.
  • To monitor and update the customers/Vendors query log on a monthly basis.
  • Assisting the Senior Manager in pre-contractual duties such as evaluating tender requirements/risks, support in contract/team agreements preparation, attending meetings and tender interviews.
  • Assisting the Senior Manager in post-contract duties such as monitoring contract milestones/risks.
  • Administer the whole of government Internet domain names registration and maintenance.
  • Reason for leaving: Company under judicial management & liquidation process.

Assistant Executive (contract)

Sony Electronics Asia Pacific Pte Ltd
07.2011 - 07.2012
  • Provide administrative supports to the marketing team.
  • Analyse market shares, market development and researching on competitors' information.
  • Generate data (excel) to outline the comparison between Sony and her competitors.
  • Assisting managers with essential market analysis.
  • Settling PO, invoices, PR, parcels and other administrative & adhoc stuffs as assigned.
  • Reason for leaving: Did not get offered for direct contract hiring/perm position.

Education

Bachelor of Science - Applied Accounting

Oxford Brookes University
Singapore
12.2025

Advanced Diploma - Accountancy & Business

London School of Business & Finance-ACCA
School
04.2025

Certificate of Attainment - Data Analytics with Power BI

Inspizone Pte Ltd
Singapore
01.2024

Diploma - International Business

MDIS
Singapore
01.2009

Skills

  • Microsoft Office suite
  • ERP financial systems knowledge (Microsoft Dynamics AX 2012, NAVISION, Business Central)
  • Strong verbal and written communication
  • Meticulous analytical skills
  • Collaborative team player mindset
  • Leadership and mentoring abilities
  • Decision-making and problem-solving skills
  • Adaptability in time management
  • Expertise in financial reporting
  • Proficient in variance analysis

Languages

English
First Language
Chinese (Mandarin)
Proficient (C2)
C2

Certification

Data Analytics with Power BI - 22 Mar 2024

References

References available upon request.

Timeline

Financial Analyst

SPD Scientific Pte Ltd
08.2024 - Current

Accountant

RMS Marine & Offshore Service (Singapore) Pte Ltd
03.2020 - 08.2024

Finance Executive

Emas Offshore Limited
08.2015 - 03.2020

Executive

Infocomm Media Development Authority of Singapore (F.K.A IDA Singapore)
08.2012 - 08.2015

Assistant Executive (contract)

Sony Electronics Asia Pacific Pte Ltd
07.2011 - 07.2012

Bachelor of Science - Applied Accounting

Oxford Brookes University

Advanced Diploma - Accountancy & Business

London School of Business & Finance-ACCA

Certificate of Attainment - Data Analytics with Power BI

Inspizone Pte Ltd

Diploma - International Business

MDIS

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Toh Hou Yu