Tham Hui Xin Veron
Summary
Self-assured individual trained to be focused Compliance Specialist bringing more than 5 years working in finance and banking/fintech organization. Determined to exceed expectations and promote developed skills in Compliance Detail-driven Compliance Specialist focused on maximizing company compliance with applicable laws and standards. Knowledgeable about PSN act and MAS 626 Act.
Overview
15
15
years of professional experience
1
1
Certification
Work History
AML Investigation Specialist
GXS Bank Pte Ltd (Contract)
11.2023 - Current
- Perform risk-based investigations on AML cases generated by monitoring system, manual escalations from business units and requests from regulators/ law enforcement agencies
- File Suspicious Transaction Reports (STR) on timely basis
- Follow up on post STR filing activities such as providing recommendation on client's relationship with Digibank and maintaining STR register
- Collaborate with stakeholders to build effective AML Transaction Monitoring System and processes, aligning with both regulatory and Compliance requirements
- Participate in UAT to identify critical risks/ impacts to FCII function and to champion remediation of such risks
- Involved in calibration of AML Transaction Monitoring System to optimize its effectiveness and identify emerging suspicious trends/gaps throughout the course of work
- Active engagement with stakeholders to create synergistic platforms and processes that are shared across AML Ops
- Review and maintain FCII procedures to reflect current practices that meet regulatory requirements and industry standards
- Assist the Head of AML Ops for any ad-hoc related requests or projects.
- Followed all company policies and procedures to deliver quality work.
Compliance & Government Relations Specialist
Adecco Pte Ltd- GrabPay Pte Ltd(Contract)
11.2022 - 11.2023
- Render regulatory compliance advice on all aspects of compliance, including but not limited to AML, outsourcing, business continuity, and mandatory reporting requirements
- Work closely with operations and product teams to ensure enhancements in compliance processes are adhered to and play a driving role to implement system changes
- Assist the Company's MLRO on its day-to-day compliance matters
- Assist to conduct compliance risk assessments and develop plans to address regulatory gaps and drive remediation efforts
- Prepare and submit internal and regulatory reports Assessment of transactions for frozen accounts, releasing transactions and unfreeze accounts that met conditions as set
- Conduct internal STR investigation and prepare the report and logs for submission; File STR and execute post-STR actions on STR-filed parties to subject clients to enhanced due diligence and safeguard the interest of the company;
- Helped create and implement regulatory strategy around expressed development goals.
Senior Compliance and Operation officer
Moolahgo Pte Ltd
04.2020 - 10.2022
- Perform KYC/EDD checks and customer onboarding activities following company's AML/ CFT policy Liaise with counterparties and customers on transaction confirmations/ investigations/ settlement Prepare and submit internal and regulatory reports Maintain SOPs based on up-to-date process workflows with the PSN01guidelines Work closely with systems engineers/ product managers in systems/product designs Proactively review and recommend systems/ process improvements Assessment of transactions for blocked accounts, releasing transactions and unblock accounts that met conditions as set.
- Attended personnel meetings and training sessions to improve skills and learn new policies and procedures.
- Wrote detailed narrative reports for use in investigations.
Personal Banker
United Overseas Bank Pte Ltd, Singapore
11.2017 - 03.2020
- Provided advisory services for clients by analyzing and balancing their rates of risk and return to meet their financial needs Manage portfolios of S$100,000 AUM and above, up to S$2,000,000 Pursued leads and maximized on sales behavior to exceed individual sales target and contributed to branch's revenue Perform KYC/EDD checks and client onboarding services Build and deepen relationships with clients by maintaining an active follow-up process and building rapport Ensured that customer concerns were handled efficiently to maintain positive customer relation
Head Barista/ Waitperson
The Coffee Club
04.2012 - 12.2015
- Held coffee preparation demonstrations and recommended customers suitable coffee blends Cash balancing and reporting for review by management staff Performed all support tasks such as cleaning tables and equipment, and stock take Engaged customers in a highly visible role, conveying a positive and professional attitude
- Served customers quickly and efficiently and created strategies to prevent delays.
Shop assistant
Letian Foreign Currency Exchange, Malaysia
12.2008 - 09.2013
- Contact various bank for the latest bid/ask rate of various currencies Supervise new trainees work under rule and regulations of Bank Negara Malaysia Manage business with competitive rates among the agencies
Education
ICA Certificate in Compliance -
International Compliance Association
02.2020
Some College (No Degree) - CMFAS
Singapore College of Insurance
SingaporeBachelor of Commerce, major in Finance and Economics -
University of Western Australia (UWA)
Perth, Australia09.2015
UWA Korean linguistic ambassador -exchange student with Sogang University, Korea- summer 2014 -
SOGANG UNIVERSITY
02.2015
Skills
- Analytical Skills
- Problem Solving Skills
- Organizational Skills
- Proficiency in Microsoft Office
- Emotional Intelligence
- AML/ABC
- KYC/CDD/EDD/ODD
- Transaction Monitoring
- Attention to detail
- Resource Allocation
- Root Cause Analysis
- Adaptability
- Analytical Thinking
Accomplishments
- Won Elite Honor Club awards
- Top Regular Annual Premium for November 2018 and 2019
- Acquired > $75,000 Annual Premium of new business in months
- Achieved Top Personal Best for September 2019
Languages
Fluent in English, Mandarin, Cantonese
Conversational Proficiency in Malay, Korean
Availability
One month
Reference
Available upon request
Personal Information
Citizenship: Singapore PR, Malaysian
Certification
ICA Certificate in Compliance, ICA - 2020
Timeline
AML Investigation Specialist
GXS Bank Pte Ltd (Contract)
11.2023 - Current
Compliance & Government Relations Specialist
Adecco Pte Ltd- GrabPay Pte Ltd(Contract)
11.2022 - 11.2023
Senior Compliance and Operation officer
Moolahgo Pte Ltd
04.2020 - 10.2022
Personal Banker
United Overseas Bank Pte Ltd, Singapore
11.2017 - 03.2020
Head Barista/ Waitperson
The Coffee Club
04.2012 - 12.2015
Shop assistant
Letian Foreign Currency Exchange, Malaysia
12.2008 - 09.2013
ICA Certificate in Compliance -
International Compliance Association
Some College (No Degree) - CMFAS
Singapore College of Insurance
Bachelor of Commerce, major in Finance and Economics -
University of Western Australia (UWA)
UWA Korean linguistic ambassador -exchange student with Sogang University, Korea- summer 2014 -
SOGANG UNIVERSITY
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