Teng Zhi Hao
Summary
Competent Credit Analyst with experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for financial company.
Overview
4
4
years of professional experience
Work History
Credit Analyst
Maybank
04.2022 - Current
- Prepare and write credit proposal.
- Analyzed credit data and financial statements to determine degree if risk involved in extending credit and loans
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Prepare monthly reports for management review
- Spearhead department user acceptance testing for digital loan applications
- assist with new hire orientation and training
Senior Officer
United Overseas Bank
11.2019 - 08.2021
- Provides credit processing and credit administration support to credit/business unit of the bank
- Review letter of offer per legal guidelines, legal conveyancing guidelines and credit compliance adhered
- Provide support for loan disbursements, trade facilities and FX limit implementation
- Liaising with relationship managers on the loan facilities
- Assisting in handling both internal and external customers’ requests.
Executive
Prudential Assurance Company Singapore
07.2018 - 11.2019
- Handle end to end multiple transaction requests
- Processing of Financial implications cases
- Underwriting of Mid Term addition cases
- Perform policy assessment and make sound judgment & decision on the policy
- Involve in projects, testing, initiatives and new product launches
Education
Bachelor of Science - Accounting And Finance
University of London
Singapore08.2018
Skills
- Credit risk analysis
- Attention to detail
- Financial Statements Expertise
- Time management
- Microsoft Excel
- Microsoft Office
Timeline
Credit Analyst
Maybank
04.2022 - Current
Senior Officer
United Overseas Bank
11.2019 - 08.2021
Executive
Prudential Assurance Company Singapore
07.2018 - 11.2019
Bachelor of Science - Accounting And Finance
University of London
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