Summary
Overview
Work History
Education
Skills
Certification
Languages
Interests
Timeline
Generic

SHARON GOH

Summary

Certified Anti-Money Laundering Specialist (CAMS) with over 10 years of experience in Anti-Money Laundering (AML), compliance testing, and policy governance within the financial services industry.

Proven track record in leading assurance reviews, designing risk-based testing framework, and overseeing the development and implementation of AML/CFT policies in alignment with regulatory expectations.

Adept at identifying control gaps across AML/CFT risk areas, with demonstrated success in driving remediation initiatives that strengthen compliance effectiveness.

Strong stakeholder engagement skills, with the ability to influence senior management and cross-functional teams through a balance risk perspective, thematic analysis, and regulatory expertise.


Overview

15
15
years of professional experience
1
1
Certification

Work History

VP, Compliance Testing and Policy

Mizuho Bank
04.2025 - Current
  • Lead the planning, execution, and reporting of compliance assurance reviews across key risk areas (e.g. AML/CFT, sanctions, conduct risk, fair dealing)
  • Supervise thematic and targeted reviews based on regulatory developments, internal findings, and risk trends.
  • Promote awareness through targeted training on emerging risks, policy updates, and control themes.

Key Achievements

  • Led the rollout of comprehensive compliance testing framework, resulting in 100% coverage of all key compliance risk areas across 12 month cycle.
  • Spearheaded a thematic testing initiative on sanctions screening framework, identifying critical gaps in escalation protocols and screening procedures, which led to a bank-wide enhancement of both escalation handling and prior screening processes.


AVP, Quality Assurance and Policy

Mizuho Bank
10.2022 - 04.2025
  • Responsible for developing, maintaining, and enhancing the bank's AML/CFT policy framework.
  • Assessed effectiveness of AML controls, and conduct reviews on onboarding (CDD), sanctions screening, and transaction monitoring (TM).
  • Collaborate with Front Office, Operations and Senior Management to close control gaps.

Key Achievements

  • Implemented a structured AML assurance program, enabling monthly-quarterly independent testing of higher risk customers and alerts.
  • Identified and closed control gaps in sanctions screening, which led to an overall improvement in sanctions risk assessment and setting up of a centralized operations team.
  • Developed a comprehensive checklist aligned with expectations for CDD, sanctions and TM assurance checks.

Associate, Regional AML Compliance

Mizuho Bank
10.2018 - 01.2021
  • Conducted compliance testing and monitoring to Asia & Oceania region offices.
  • Provided AML/CFT and Sanctions Advisory to overseas offices and ensured consistent implementation of AML/CFT standards across all offices.

Key Achievements

  • Enhanced the compliance framework in regional offices which resulted in 35% reduction of AML findings by regulators.
  • Delivered training and guidance which increased overall business' understanding of regulatory requirements by 60%.

Compliance Auditor

Thunes
01.2021 - 09.2022
  • Perform third party audits on payment service providers, banks and other regulated and non-regulated companies.
  • Manage and mentor a team of analysts who conduct L1 risk assessments.

Key Achievements

  • Implemented improvement initiatives and developed global financial crime compliance (FCC) testing program to monitor and identify gaps in new and existing practices.
  • Identified potential areas of compliance vulnerability and risk to develop and implement corrective action plans.

Compliance Manager

Bank Of China
02.2017 - 10.2018
  • Managed and conducted AML monitoring and testing reviews across all Business Units (Retail, Corporate and Private Banking).
  • Prepared and presented comprehensive reports to senior management covering issues and recommendations.

Key Achievements

  • Analyzed all internal/external audit results and resolved all outstanding compliance issues.
  • Delivered subject matter expertise on compliance issues and best practices which significantly increased overall compliance awareness.

AML Executive

Manulife
11.2015 - 02.2017
  • Conducted AML/CFT Due Diligence on Corporate entities and High Net worth Individuals during on-boarding.
  • Developed and delivered training programs to inform new and current employees about AML compliance matters.

Key Achievements

  • Created the Enhanced Due Diligence checklist to provide clear requirements on documentation and Source of Wealth/Fund corroboration.
  • Analyzed and redefined transaction monitoring alerts threshold which resulted in higher quality alerts generated.

Customer Due Diligence Analyst (Contract)

HSBC
04.2015 - 11.2015
  • Performed CDD Periodic Review on High Risk Customers focusing on Retail Banking and Wealth Management (RBWM) Clients.
  • Handled time-sensitive and complex cases with quality work delivered under time constraints.

Key Achievement

  • Developed and streamlined procedures which successfully shorten overall time taken to review each client by 40%.

Officer

United Overseas Bank (UOB)
11.2012 - 04.2015
  • Reviewed new account opening documents for Individual and Corporate Banking customers and ensured completeness and validity against required standards.
  • Advised on and escalated higher risk relationships arising from CDD and name screening results.

Key Achievement

  • Initiated collaboration with Relationship Managers (RM) which increased accuracy of data obtained and overall time taken to complete on-boarding verifications.

Cabin Crew

Singapore Airlines
12.2010 - 11.2012
  • Ensured aircraft and passenger compliance with policies, procedures, regulations and safety guidance.
  • Attended workshops and trainings in customer service, conflict resolution tactics and safety procedures to keep abreast of all new requirements and procedures.

Education

Bachelor of Commerce - International Business

Murdoch University

Diploma - Supply Chain Management

Republic Polytechnic

Skills

  • Risk Assessment and Mitigation
  • Compliance Advisory
  • Internal Policy Implementation
  • Process improvement
  • Relationship building
  • Decision-making
  • Compliance Training

Certification

  • ICA Diploma in Regulatory Compliance, International Compliance Association (ICA) - 2021
  • Sanctions Compliance, Association of Certified Anti-Money Laundering Specialists (ACAMS) - 2020
  • Certified Anti-Money Laundering Specialist (CAMS), Association of Certified Anti-Money Laundering Specialists (ACAMS) - 2019

Languages

English
Bilingual or Proficient (C2)
Chinese (Mandarin)
Bilingual or Proficient (C2)
Korean
Intermediate (B1)
Japanese
Beginner (A1)

Interests

  • Yoga
  • Learning languages
  • Volunteer work at community clubs and animal adoption drives

Timeline

VP, Compliance Testing and Policy

Mizuho Bank
04.2025 - Current

AVP, Quality Assurance and Policy

Mizuho Bank
10.2022 - 04.2025

Compliance Auditor

Thunes
01.2021 - 09.2022

Associate, Regional AML Compliance

Mizuho Bank
10.2018 - 01.2021

Compliance Manager

Bank Of China
02.2017 - 10.2018

AML Executive

Manulife
11.2015 - 02.2017

Customer Due Diligence Analyst (Contract)

HSBC
04.2015 - 11.2015

Officer

United Overseas Bank (UOB)
11.2012 - 04.2015

Cabin Crew

Singapore Airlines
12.2010 - 11.2012

Bachelor of Commerce - International Business

Murdoch University

Diploma - Supply Chain Management

Republic Polytechnic
SHARON GOH