Shanshan JIN

Job Description:

• Conducted due diligence and credit analysis of financial institutions.
• Monitored regulatory and industry shifts for counterparty assessments.
• Prepared risk appetite and environmental assessment reports.

Achievements:

• Organized credit approval policies and procedures for 2023-24.
• Completed five ICA reports for major corporations.
• Improved risk reporting processes and updated assessment models.

Job Description:

SME Sector Responsibilities:

• Optimized loan and collection processes by executing branch-specified KPIs.
• Conducted credit application reviews ensuring compliance and due diligence.
• Advised clients on risk management and policy adherence.
• Monitored loan risks and contributed to credit guideline improvements.

Private Banking Sector Responsibilities:

• Developed business plans for Private Bankers, aligning products with high-net-worth client needs.
• Tailored investment strategies to client risk profiles and financial goals.
• Managed client portfolios, focusing on asset allocation and risk management.
• Enhanced client relations and operational efficiencies to grow AUM and client base.

Achievements:

• Consistently ranked in the top five for performance in SME and Private Banking over three years.
• Tripled branch AUM and customer count in 2023.
• Acquired 10 corporate payroll clients and built key relationships in Beijing's tech sector.
• Diversified lending and mortgage channels, expanding consumer loan marketing to 10 new venues.
• Grew Private Banking client base to 200, increasing AUM to 3 billion and doubling profits.
• Integrated new insurance and asset management partners into the wealth management suite.
• Led six major events, enhancing brand visibility and client engagement.

Job Description:

• Conducted performance evaluations for 52 branches.
• Oversaw daily market briefings and financial policy interpretations.
• Guided Relationship Managers in wealth management strategy design.
• Led investment vehicle training for financial managers.
• Collaborated with fund companies, securities firms, and trust companies to introduce market-demand investment products.

Achievements:

• Revamped wealth management systems and refined client investment approaches.
• Achieved 1.5x growth in equity product sales for 2014, 2015, and 2018.
• Elevated financial manager expertise through targeted training.
• Broadened equity offerings and enhanced private banking client solutions.

Managed client portfolios and provided tailored investment solutions for ultra-high-net-worth individuals and institutions, driving client acquisition and relationship growth in the Beijing market.