SANTHOSH KUMAR M

• Worked on Large scale Payments Transformation program delivering robust payments, collection and enterprise banking system
• Automated E2E processing and increased efficiency of payments and collections products across APAC
• Designed and implemented enterprise solutions as per bank architecture standards and guidelines
• Got appreciation from Central Bank of Malaysia for successful e2e implementation of MYJOMPAY
• Traveled to Sydney, Taipei, Seoul, Bangkok and Jakarta branches for requirement workshop, E2E solution presentation to country IT, Product and Ops teams
• Got appreciation from Product Management, Technology, Operations and Compliance teams for successful rollout of E2E Payment, Collections and Trade solutions
• Participated and presented solutions to Central banks for different payment schemes
• Defined E2E process model to automate Trade document check processing using AI solution
• Presales and RFP support for any new solution build increasing new opportunity for organization
• Training and Mentoring resources for Banking domain

• Designed and implemented Payments, Collections, and Virtual Account solutions for regional APAC countries.
• Led High Value, Low Value, Cross Border, and Instant Payment scheme implementations.
• Worked on MT and ISO 20022 - PAIN, PACS and CAMT messages for the Payments domain
• Delivered major Payments Transformation initiatives driving standardization, automation, and simplification of IT systems across APAC
• Supported and participated in the workshop for new Channel system development for APAC region
• Designed end-to-end system interfaces for new payment demands and regulatory projects
• Implemented cloud-based solutions for last-mile connectivity and data warehousing
• Collaborated with Product, Operations, and Compliance teams to align e2e solution designs.
• Developed architecture roadmaps and solution options guiding strategic execution.
• Mentored junior architects and business analysts, promoting best practices.
• Worked with Enterprise Architecture groups to secure design approvals.
• Established governance frameworks ensuring compliance with industry standards.
• Transformed legacy systems, enhancing functionality and reducing maintenance overheads.
• Managed vendor integrations and conducted system audits for performance optimization.

Client Name: Various Asia Pacific Banks, Global Transaction Banking, Payments and Trade Finance Technology

• Lead and designed various e2e digital Payments, Trade Finance and Supply Chain Finance projects for APAC, ME, Europe region
• Designed & implemented e2e solution for Payments, Collections, Supply Chain Finance and Trade Doc check digitization using leading market vendor AI Solution
• Support client in their Digital Transformation journey
• Built E2E Architecture Roadmaps for Payments and Trade Finance domain
• Support Pre-sales and Business development activities
• Designed applications as per bank enterprise architecture standards
• Supported in preparing User Journey, Vendor Assessment, Vendor Selection, Evaluation Planning, RFI/RFP, Vendor Scoring and selection, BRD, FSD, Process flows and High-Level Solution Architecture
• Supported in preparing the Functional inventory, RFI, Bid sheet, Evaluation Plan, User Journey slides, Procurement process flow, RFI Process flow, E2E Architecture flows
• Supported in preparing the Vendor Assessment for Corporate Lending and OAF requirement by evaluating various market vendors and provided the recommendations to bank
• Targeted growth opportunities throughout service offerings and business model
• Implemented solutions for Payments, Collections and Trade Finance domain
• Led the design and implementation of scalable architectures, resulting in improved system performance and reliability
• Collaborated with cross-functional teams to define technology roadmaps, enhancing alignment with business objectives and client needs

Client Name - Reputed Global American Bank in Singapore, Payments & Collections GTS Technology / Risk & Finance Technology

⦁ Worked on Transaction banking - Payments & Collections, Trade Finance, Reg Reporting and implemented e2e solution for it

⦁ Played a major role in building E2E Architecture diagrams for Payments & Collections, Trade Finance

⦁ Designed and Implemented e2e solutions for clearing mandates like Singapore E-GIRO, Malaysia JOMPAY, Malaysia RENTAS, MALAYSIA IBG, ACH, Direct Debits and ID SKN Low value payments, ID Tax Payments MPNGEN2, AU Low value settlement (BECS), PH AML & Domestic / High Value payments, Japan ZENGIN, HK Domestic payments, Cross Border payments, Thailand Domestic, High Value payments and collections

⦁ Worked with customers or prospective customers to develop integrated solutions and lead detailed architectural dialogues to facilitate delivery of comprehensive solution.

⦁ Worked with clients post-implementation on user testing, debugging, support and maintenance

⦁ Worked with prospective customers to develop integrated solutions and lead detailed architectural dialogues to facilitate delivery of comprehensive solution.

⦁ Worked on ISO messages - PAIN / PACS / CAMT and MT SWIFT messages

⦁ Worked with different Clearing and Settlement Systems across SE Asia regions for E2E Payments processing

⦁ Managed and implemented e2e solutions for LCR reporting - APAC regions using AXIOM solution

⦁ Worked on data migration for Treasury and Credit products for regulatory reporting domain in APAC

⦁ Worked in Scrum team and have created User Stories, Epics, worked on story point estimates and participated in Scrum Ceremonies

⦁ Supported SIT, UAT, Implementation and Warranty

Client Name - Reputed Global American Bank in Singapore, Payments & Collections GTS Technology

• As a SA i was taking care of designing e2e solution for cash payments and collections Project.

Client Name - Reputed Global American Bank in Singapore, Payments & Collections GTS Technology

• As a Tech Support i was taking care of requirements gathering, impact assessment, process improvement, functional specifications, production support for Payments and Collections domain

Client Name - Global American Bank's, Payments & Collections GTS Technology & BT Communications UK

• As a Techno functional / Developer i was taking care of requirements, impact assessment, design, functional specifications, development, testing support and implementation for Payments and Collections domain