Technical Delivery Manager with 22+ years of experience delivering enterprise-scale Cards & Payments solutions for leading financial institutions including UOB Singapore and Citibank Singapore. Proven expertise in VisionPLUS, IBM Mainframe technologies, API integration, digital banking, payment processing and large-scale modernization initiatives. Extensive experience leading cross-functional teams, managing end-to-end software delivery, driving production stability and partnering with business stakeholders, Visa, Mastercard and technology teams across Asia, EMEA and LATAM. Strong background in modernizing legacy mainframe applications through z/OS Connect APIs while maintaining high availability and enterprise-grade security.