Seasoned executive with over25 years of experience in Shared Services, risk management, and financial operations. Demonstrated expertise in leading global teams, mitigating risks, and implementing innovative solutions in compliance with international regulations. Proven success in creating high-impact frameworks for credit risk, payment systems, and collections while fostering collaborative, diverse environments. Professional with robust leadership background, adept at driving operational excellence and fostering collaborative environments. Proven track record in managing teams, optimizing processes, and delivering impactful results. Skilled in strategic planning, problem-solving, and adapting to dynamic needs, ensuring reliability and high performance.