NAND KISHOR PRASAD
Vice President - Engineering
Singapore
Summary
Results-driven vice president and tech lead with over 16 years of engineering expertise in high-volume banking platforms across Singapore and India, specializing in mission-critical real-time payments, ISO 20022 compliance, and digital banking transformations at OCBC Bank.
Overview
1
1
Certification
16
16
years of professional experience
Work History
Vice President – Engineering Delivery / Tech Lead
OCBC Bank
01.2022 - 05.2026
- Designed and owned Java Spring Boot microservices and Kafka event-driven integrations processing millions of transactions daily, ensuring fault tolerance and horizontal scalability.
- Drove end-to-end ISO 20022 compliance (pacs.008, pacs.002, camt messaging) for secure, standards-aligned interbank processing.
- Led Digital Loan Origination platform delivery covering mortgage, premium financing, and wealth financing for both New-to-Bank (NTB) and Existing-to-Bank (ETB) customers — encompassing primary credit assessment, internal and external exposure validation, and loan shell creation.
- Owned CI/CD pipeline automation for Group Engineering and evaluated service mesh implementation on OpenShift, enabling faster deployment cycles and improved inter-service observability.
- Driven key Projects in bank.
- Internet Banking Login 1FA Verification
- User registration (Thales passkeys HSM) for password/biometric verification.
- Internet Banking Login Soft Token 2FA Verification
- Supported and handled secure device onboarding for V-Key soft token authentication, ensuring safe device binding, activation via QR/OTP provisioning, and reliable second-factor login experience for Internet Banking users
- Internet Banking Login Hardware Token 2FA Verification
- Supported hardware token authentication solutions where cryptographic secret keys were securely stored within customer tokens and bank HSMs. Implemented OTP generation and validation workflows using HSM-backed cryptographic services, ensuring secure customer authentication and transaction authorization for digital banking platforms.
- FAST PayNow GIRO RTGS Payments Integration
- Handled end-to-end processing and support for Internet Banking fund transfers, including FAST / PayNow credit transfers (outward and inward), ensuring timely and accurate real-time payments.
- Managed CTO (Credit Transfer Outward) and CTI (Credit Transfer Inward) transactions via FAST / PayNow rails, including transaction monitoring, exception handling, and reconciliation support.
- Supported Direct Debit / Direct Credit Operations (DDO / DDI) for GIRO-based outward and inward transfers, ensuring successful batch processing and settlement integrity.
- Worked on clearing and settlement systems (BCS) using IBM MQ Adapter, ensuring reliable message delivery, queue monitoring, and transaction flow between banking applications and payment systems.
- Assisted in regulatory-compliant payment processing aligned with Monetary Authority of Singapore (MAS) requirements, including high-value payment systems such as MEPS+ (MAS Electronic Payment System) for interbank settlement.
- NETS Payment Integration
- Designed and supported end-to-end NETS QR payment processing architecture for mobile banking applications.
- Integrated mobile banking channels with NETS payment services through microservices, SOA, and enterprise middleware components.
- Developed and maintained payment processing workflows including payment initiation, validation, transaction status updates, and customer notifications and integration with backend banking systems for real-time payment processing.
- Implemented reconciliation and settlement processes between NETS and internal banking systems (EBS).
- SWIFT / MEPS / International Transfers
- Contributed to the implementation of SWIFT and MEPS payment processing solutions for domestic and international fund transfers.
- Developed integrations using ISO 20022 payment messages (PAIN.001, PAIN.002, PACS.008, PACS.002).
- Integrated payment systems with SWIFT, AML screening, core banking, and general ledger posting services.
- Participated in payment reconciliation, exception handling, and operational support activities.
- Ocbc integration with Thailand PromptPay and Malaysia DuitNow
- Implemented A/B deployment strategies using Istio on OpenShift, reducing production risk and enabling progressive feature rollout across Group Engineering.
- Cloudera to Confluence Kafka Migration
Technical Architect
Recruit Express Pte Ltd
01.2021 - 01.2022
- Delivered enterprise integration and microservices backend engineering for banking modernization initiatives using REST APIs and event-driven patterns.
- Contributed to analytics-driven personalization platforms targeting improved customer engagement and upsell journeys.
- Client: OCBC Bank
Lead Consultant – Banking Platforms
HCL Singapore Pte Ltd
06.2015 - 01.2021
- Designed and delivered scalable architecture for Fraud Surveillance Systems (FSS) and credit processing platforms serving high transaction volumes.
- Architected Java microservices integrations across MQ, JMS, EMS, and SOA-based core banking systems — establishing robust event routing and messaging reliability.
- Led WSO2 API Gateway proof-of-concept using WSO2, establishing enterprise API governance standards adopted across subsequent projects.
- Introduced enterprise messaging optimization patterns reducing integration latency and improving throughput across banking channels.
- Client: OCBC Bank
Senior Consultant
HCL Technology Ltd
07.2014 - 06.2015
- Led WSO2 API Gateway proof-of-concept establishing SOA governance and API lifecycle management standards for enterprise adoption.
- Defined integration architecture patterns for API-first banking initiatives, enabling reusable service design across business units.
Team Lead
IBM India Pvt Ltd
04.2010 - 06.2014
- Delivered complex enterprise integration solutions for global clients including Lufthansa and Del Monte Foods across telecom and logistics verticals.
- Designed high-throughput messaging and caching architectures using JMS, MQ, and active data grid solutions for near-real-time data distribution.
- Mentored junior engineers and drove adoption of integration best practices across delivery teams.
Education
PG Program - AI & Machine Learning
University of Texas at Austin
Texas01.2021
B.E. - Computer Science & Engineering
Vinayaka Mission University
Chennai01.2009
Skills
Cloud services: AWS (certified solutions architect)
Programming languages: Java, Python, SQL
Frameworks: Spring Boot, FastAPI
Machine Learning Frameworks
Data Analytics Tools
API integration: REST, JSON, XML, SOA
Architectural practices: SOLID principles, DDD
Development methodologies: TDD, BDD, microservices patterns
DevOps practices: CI/CD, Git, Bitbucket
AI tools: Co-Pilot, Windsurf
Anthropic API (Claude) with RAG pipelines
Project management tools: Jira, Confluence
Product Management Frameworks
DevSecOps Practices
Certification
Anthropic Academy – Building with Claude API (Prompt Engineering, Tool Use, Eval, Graders, MCP, Agents, Workflows)
AWARDS & RECOGNITION
Service Recognition Award – IBM India, 2010–11, Eminence & Excellence Award – IBM India, 2011–12, Spark Award – IBM India, 2012–13, Spot Award: Above & Beyond – HCL Singapore, 2017 - 2019
EDUCATION & CERTIFICATIONS
- Building with Claude API
- Anthropic Academy | 2026
- Topics: Prompt Engineering, Tool Use, Evaluation, Graders, MCP, Agents, Workflows
Timeline
Vice President – Engineering Delivery / Tech Lead
OCBC Bank
01.2022 - 05.2026
Technical Architect
Recruit Express Pte Ltd
01.2021 - 01.2022
Lead Consultant – Banking Platforms
HCL Singapore Pte Ltd
06.2015 - 01.2021
Senior Consultant
HCL Technology Ltd
07.2014 - 06.2015
Team Lead
IBM India Pvt Ltd
04.2010 - 06.2014
PG Program - AI & Machine Learning
University of Texas at Austin
B.E. - Computer Science & Engineering
Vinayaka Mission University