Maggie Chieng Meei Yih
Summary
Knowledge, skills and experience is what first came to my mind in the search of job now. I’m acknowledging of my strength and weakness through my current working experience. Thus, I am hoping to improve myself through the opportunity as being a part of your team. A long-term working experience in my previous company and the current company helps to increase and build my strength of my workforce. Accomplishment is the passion to help me go through all the difficulties I faced this while. I believe that that I have the passion that can bring me to a higher level. I also have the confident that I able to develop my skills and competences and create an even good performance for the company in my future.
Overview
15
15
years of professional experience
Work History
Treasury Executive
Cellmark Asia Pte Ltd
06.2022 - Current
- Documentary Credit Handling Distribute all incoming Letters of Credit (LCs). Review and advise on necessary LC amendments. Provided end-to-end support on LC transactions in coordination with regional offices
- LC Negotiation & Discrepancy Management Manage and resolve discrepancies in LC presentations. Educate CSR/documentation teams and traders to prevent discrepancies.
- LC Confirmation & Risk Pricing & Discounting Source appropriate bank lines for confirmation. Responsible for risk pricing negotiations and computation of confirmation and discounting charges to secure the most competitive rates. Follow up on the issuance of LC confirmation letters.
- Banking Relationships & Compliance Establish workable banks through RMA/KYC for LCs
- Trade Finance, Cash Flow, FX Management Manage and keep track company’s credit facilities for trade finance instruments. Forecast cash flow positions and assess liquidity needs. Monitor foreign exchange contract.
Letter of Credit Operations
MEWAH GROUP
05.2019 - 06.2022
- Examine import/export LC documents for compliance with LC terms and UCP/URR rules; communicate discrepancies to customers professionally.
- Review and verify draft LCs to ensure alignment with sales contracts; negotiate amendments with marketers/customers where necessary.
- Liaise and negotiate with banks to add LC confirmation and arrange discounting by sourcing suitable bank lines and securing management approval. Do the calculation to compares the best rates.
- Ensure timely completion of KYC with new banks to support banking relationship expansion.
- Process export collections (LC/DP/DA) and ensure accurate shipping documents are submitted to banks or customers promptly for timely payments.
- Review import documents for compliance with purchase contracts before payment; coordinate with suppliers and operations team to rectify discrepancies.
Loan Processing Executive/Finance Executive
Rimbunan Sawit Berhad
09.2014 - 04.2019
- Apply and process various banking facilities including Overdraft, Term Loan, Banker Acceptance, Revolving Credit, Bank Guarantee, Letter of Credit, and Hire Purchase.
- Manage trade banking facilities: review offer letters/loan agreements and liaise with relationship managers and government sectors.
- Open and handle current accounts, money market accounts (REPO), fixed deposits (FD), and related banking products.
- Coordinate banking facilities and cash flow matters with relationship managers and corporate bankers.
- Liaise with external auditors for the preparation of financial audited reports.
- Handle applications, fund drawdowns, and rollover procedures for banking facilities.
- Implement and manage internet banking (cash management system) for treasury operations.
- Perform treasury functions such as bank reconciliations and supplier payments.
- Prepare cash flow forecasts to address potential fund shortages.
KYC Analyst/Customer Due Diligence
Citigroup Transaction Services (M) Sdn Bhd
01.2013 - 06.2014
- Coordinated with AML and Compliance for KYC processes.
- Prepared AML and PEP reports, conducted due diligence, and checked for negative news.
- Liaised with compliance teams for enhanced due diligence on high-risk clients.
- Reviewed and processed client KYC documents and monitored client updates.
- Performed name screening, handled compliance checks, and supported audits and special projects.
Merchant Processing Executive
MBF Cards (M) Sdn Bhd
01.2012 - 10.2012
- Perform KYC procedures on checking the merchant background.
- Implement company compliance policies following regulatory requirements (e.g., Bank Negara Malaysia).
- Recommend approval or rejection of merchant agreements and authorize signatory maintenance.
- Monitor merchant profiles to ensure no negative news issues arise.
- Conduct CCRIS and CTOS financial checks on merchant applicants.
- Handle merchant refund procedures to ensure accurate customer reimbursements.
Credit Analyst
OCBC BANK (E2Power)
01.2011 - 01.2012
- To ensure the global quality of the KYC files according to the compliance rules.
- Reviewing account opening documentation to ensure compliance with AML/KYC rules.
- Ensure that daily applications assigned are completed within stipulated SLA.
- Attend to internal and external customers' queries on application status.
- Perform credit checks for unsecured facilities.
- Handle credit processing and documentation for new unsecured facilities.
Education
Bachelor - Finance, Accountancy, Banking, Finance Economics
University Tunku Abdul Rahman (UTAR)
01.2010
Skills
- PowerPoint
- Training Skills
- Excel
- Cash Management
- Cash Flows
Languages
Bahasa Malaysia
English
Mandarin
Timeline
Treasury Executive
Cellmark Asia Pte Ltd
06.2022 - Current
Letter of Credit Operations
MEWAH GROUP
05.2019 - 06.2022
Loan Processing Executive/Finance Executive
Rimbunan Sawit Berhad
09.2014 - 04.2019
KYC Analyst/Customer Due Diligence
Citigroup Transaction Services (M) Sdn Bhd
01.2013 - 06.2014
Merchant Processing Executive
MBF Cards (M) Sdn Bhd
01.2012 - 10.2012
Credit Analyst
OCBC BANK (E2Power)
01.2011 - 01.2012
Bachelor - Finance, Accountancy, Banking, Finance Economics
University Tunku Abdul Rahman (UTAR)
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