Lawrence ANTIOCH

Professional Summary:

• Highly motivated and results-oriented Risk Management professional with 15+ years of experience in the banking industry.
• Proven ability to lead cross-functional teams in developing and implementing effective risk frameworks, particularly focusing on risk culture and appetite, credit risk assessment, regulatory compliance, and model building (including ESG factors).
• Successfully improved (1) the level of capital by ~10%" and (2) capital allocation to achieve a better balance between risk and returns while ensuring financial stability and adherence to risk appetite.
• Experienced in independent risk oversight, stress testing design to improve balance sheet resilience, and communication of risk to senior management and Boards.
• Eager to leverage leadership and risk management expertise to champion a robust risk culture and contribute to the World Bank Group's financial sustainability and triple-A rating

Selected projects:

• Project sunshine (McKinsey & Co – developing a strategy for growth in Hong Kong) - (DBS)
• Developing Operational Risk Model (Op Var) – (DBS)
• Algorithmic Lending (SME India, CBG Indonesia) - (DBS)
• IFRS9 - (DBS)Positioning for Growth (McKinsey & Co) - (NAB)Implementing EVA (Stern Stewart & Co) - (NAB)
• Defining Risk Appetite (Oliver Wyman & Co) – (NAB)
• Channel management – (NAB)
• Liability management – (NAB)Participated in-organic growth strategies – (NAB)
• Developed & implemented “statistical based provisioning” and subsequent migration to IAS 139




Committee participation:

• Board Risk Committee
• Risk Executive Committee
• Group Market and Liquidity Risk Committee
• Group Credit Risk Model Committee
• Group Stress Testing Committee
• Group Capital Committee

• Canadian-American Health Care Comparison: Reflections on the HIAA's Analysis” - Discussion Paper Series, Health Policy Research Unit, HPRU 91:5D, University of British Colombia, Vancouver, Canada, June 1991.
• Canadian-American Health Care Comparison: Reflections on the HIAA's Analysis” - Journal of Health Affairs, Fall 1991, 10:3, pp229-239.
• Treatment Uncertainty and Agency Relationship” - Working Paper 1992.
• An Introduction to the Treasury Macroeconomic (TRYM) Model of the Australian Economy” - TRYM Paper No.1, Treasury Conference on the TRYM model, June 1993.
• Documentation of the Treasury Macroeconomic (TRYM) Model of the Australian Economy” - TRYM Paper No.2, Treasury Conference on the TRYM model, June 1993.
• Saving, Dwelling Investment and the Labour Market: Decisions by Households” - TRYM Paper No.5, Treasury Conference on the TRYM model, June 1993.
• Productivity in the Banking Sector – National Australian Bank's Experience” - The Reserve Bank of Australia Proceedings of a Conference on Productivity and Growth, 1995
• Re-calibrating Credit Risk Models - A theoretical perspective with practical implications”, Journal of Risk Model Validation 2(3), 2008.
• A Simplified Framework to determine risk appetite” - A Practitioner's Perspective” – Working Paper, 2019
• Authored various articles addressing current and emerging issues see: https://blog.aerapass.io/