Lakshmi Cherita Velugu
Chennai,TN
Summary
At Kotak Mahindra Bank, excelled as a Deputy Manager - Credit Risk Analyst, leveraging Machine Learning and SAS to enhance decision-making and performance. Spearheaded strategic initiatives, significantly improving stakeholder relations and project outcomes. Expert in analytics and problem-solving, with a track record of driving business solutions and efficiency.
Overview
1
1
year of professional experience
Work History
Deputy Manager - Credit Risk Analyst
Kotak Mahindra Bank
07.2023 - Current
- Developed strong relationships with stakeholders to facilitate smooth communication and project completion.
- Observe the trend and find the reason behind the change in the respective parameters (FEMI, CBB, 5MOB30+, 10MOB90+) using the required Machine Learning algorithm and statistical methods.
- Build Strategies and assigned limit based on the Score cards for Offline Business using Information value, Bivariate Analysis, Decision Tree.
- Analyse and find the Solutions for then to then Business Problems (Repeat Purchase Analysis, Affluence Income Distribution Analysis, Collection Efficiency Analysis, VAS Analysis).
- Create Presentations for Monthly Business Reviews.
- Address and Attend to Ad Hoc duties on time.
Education
Master of Arts - Financial Economics
Madras School of Economics
Chennai06.2023
Bachelor of Arts - Business Economics
Ethiraj College For Women
Chennai04.2021
Skills
- Machine Learning
- SAS
- Python
- Econometrics
- Statistics
- Decision-making capabilities
- Performance Improvements
Additional Information
- The opportunities and challenges of a cashless Economy (ISSN: 2277-1409)
Exploratory study on Cashless Economy and the perspective of people towards Digitalisation of cash.
- The role of E-Commerce in building a resilient and flexible supply chain in the times of uncertainties
Understands the role of E-commerce in the supply chain and forecasts its share price behavior using large market share companies during
the pandemic.
- A study on COVID-19 crisis and past recessions in India since Independence
Exploratory Study on recessions in India since Independence
- Decentralised Finance – A Future Vision
Introduces DeFi and its capability to outshine centralised finance in India.
Timeline
Deputy Manager - Credit Risk Analyst
Kotak Mahindra Bank
07.2023 - Current
Master of Arts - Financial Economics
Madras School of Economics
Bachelor of Arts - Business Economics
Ethiraj College For Women
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