Summary
Overview
Work History
Education
Skills
Timeline
Generic
KRYSTAL LIM

KRYSTAL LIM

Summary

16 Years Senior Executive experienced in Sales, Partnership and Business Development owning rapid career growth, highly skilled with knowledge in the field of Information Technology for B2B solutions ranging from Payments to IT Services (SaaS/PaaS) to all sizes of enterprise. Privileged career with prestigious MNCs of Banking and Finance sector constituted to high competency for the need of large roles in continuous advancements.

Career oriented. Business enthusiast equipped with a strong entrepreneurial mind, exceptional interest in business and speaking business language, the career objective is to be part of business success, Personal Reputation as Legacy. Fulfillment comes from working with companies who seek business expansion financially and structurally. Together molding and witnessing business transition and transform to its high.


Soft Skills

Supportive | Team Bonder | Accommodative | Independent | Adaptive | Resourceful | Positive | Problem Solver | Emotionally Intelligent | Collaborative | Spontaneous | Ethical | Egoless | Respectful | Knack in Identifying Business Gaps and Needs | Trusting | Sensitive


Hard Skills

Agreement Drafting and Vetting | Technical Terminology Savvy | Understands Integration Guide | Checking Codes | Business Planning & Budgeting | Structuring Policies and Processes | Process Control | Operations and Compliance Functionaries | Business Accounting | Financial Analysis and Planning | Extensively Wide Global Network and Contacts | Transnational Business Law & Regulations

Overview

18
18
years of professional experience

Work History

Head of Sales

Pracbiz Pte Ltd
11.2021 - Current
  • Hunting new businesses for digital transformation in the supply chain process.
  • Working and supporting ERP vendors till project go-live
  • Leveraging on supply chain trading volume, cross sell financial services
  • such as FX remittance, invoice financing/factoring, shipping line, overdraft
  • Growing B2B Card payments acceptances - for digitalizing process reducing cash transactions
  • Managing team of sales
  • Managing and increasing partnerships for new businesses
  • Maintain, manage and update sales agreement, contracts and reports
  • Managing sales revenue P&L, price point
  • Work closely internally to recommend and improvise process and follow up on actionable items
  • Educating and updating customers of available products and services.
  • All other mundane work such as outbound calls, reporting, maintaining customer data, market research, creating sales materials


Skills: Account Management · Business-to-Business (B2B) · Direct Sales · Sales Management · Payments · Trade Finance · New Business Development · ERP Implementations · Foreign Exchange (FX) Trading · Payment Card Processing

Sales Director

Surestep System Integration
01.2021 - 10.2021
  • Sourcing for RFIs and RFPs to Partake
  • Introducing digital transformation of GRC processes to prospects
  • Servicing and updating existing portfolio on available services and solutions
  • Managing healthy ties with strategic partners' platforms such as IBM, Microsoft, Tableau


Skills: Portfolio Management · Governance, Risk Management, and Compliance (GRC) · Business Relationship Management · Business-to-Business (B2B) · New Business Development · Account Management

Sales Director

Matchmove
07.2019 - 07.2020

Introducing wallet and alternative payment program to corporate customers potentially having unbanked customers

  • Pitching close loop co-branding cards and payments program to large corporates with mass customer base for cards issuing
  • Develop, identifying and qualifying prospects
  • Grow pipeline and customize program plan address to each customer profile
  • Marketing and planning to increase successful rollout transactional volume
  • Providing support upon roll out live assisting with initial market capture and office incubation


Skills: Payment Card Processing · Co-branding · Alternative Payments · MNC · B2B2C · B2B · Mobile Payments · Mobile Apps

Sales and Marketing Manager

AsiaPay
09.2011 - 01.2018
  • Growing merchant accounts acquisition.
  • Manage partnerships with merchants' IT vendor, acquirers, processors, issuers and network providers.
  • Grow business partnerships
  • Partake in RFIs and RFPs
  • Keep current with latest payments trends and news
  • Keep current with partners especially issuers initiatives
  • Manage and train team of sales


Skills: Payment Card Processing · FinTech · B2C e-commerce · Merchant Acquiring · Building Business Partnerships · IT Integration · IT Vendor Management · Direct Sales · Trade Shows

Business Finance Manager

Standard Chartered Bank
01.2009 - 09.2011
  • To source for corporate clients experiencing cash flow financing gaps
  • Introduce corporate financing products such as Overdraft, Trade Receipts, Letter of Credit, Factoring, Mortgage loan
  • Cold calling, canvassing, agents partnership for leads
  • Analyzing customers financials for borrowing needs
  • Identifying and quantify pipelines
  • Writing business cases to support lending by bank and borrowing by businesses


Skills: Commercial Banking · Trade Finance · Direct Sales · SME Banking · Retail Banking

Personal Relationship Manager

Overseas Chinese Bank Singapore OCBC
01.2008 - 12.2008
  • Handling walk in branch banking customers to convert customers to potential leads
  • Understanding customers current financial management on both savings and investments
  • Handling walk-in banking customers who requires cash flow management and general financing


Skills: Banking · Retail Banking · Branch Banking · Mortgage Lending · Personal Loans

Relationship Officer

Citibank
01.2006 - 12.2007
  • Telemarketing to bank leads for Credit Card Sales and Loans


Skills: Telesales · Telemarketing · Banking · Consumer Lending · Personal Loans

Education

Bachelor of Science - Business Administration And Management

Singapore University of Social Science
Singapore
2013

Dip - Business Management

Singapore Institute Management
Singapore
2005

Skills

  • Profit and Revenue Generation
  • Direct Sales
  • Telemarketing
  • Business Development
  • Business Partnerships
  • B2B Sales
  • Account Management
  • Solution selling
  • Systems and software expertise
  • ERP

Timeline

Head of Sales

Pracbiz Pte Ltd
11.2021 - Current

Sales Director

Surestep System Integration
01.2021 - 10.2021

Sales Director

Matchmove
07.2019 - 07.2020

Sales and Marketing Manager

AsiaPay
09.2011 - 01.2018

Business Finance Manager

Standard Chartered Bank
01.2009 - 09.2011

Personal Relationship Manager

Overseas Chinese Bank Singapore OCBC
01.2008 - 12.2008

Relationship Officer

Citibank
01.2006 - 12.2007

Bachelor of Science - Business Administration And Management

Singapore University of Social Science

Dip - Business Management

Singapore Institute Management
KRYSTAL LIM