Kerwin Chan
AML Analyst
Summary
Practical and competent AML analyst with years of experience providing risk assessment with firm's regulatory and statutory obligations. Detail-oriented professional with strong analytical aptitude of customer due diligence process and methodology to identify patterns and trends to communicate risks to management. Successful managing multiple competing priorities and deadlines.
Overview
8
8
years of professional experience
Work History
AML/KYC Operations Analyst
TD Securities
07.2021 - Current
- Conducted onboarding on new-to-bank customers for wholesale corporate banking segment in Asia Pacific region
- Analyzed and investigated clients to conduct comprehensive research to detail customer due diligence and enhanced due diligence reviews based on stratified risk level guidelines through online sources or databases
- Performed dual maker and checker roles on region KYC requirements for onboarding
- Conducted adverse news screening on clients and related parties using WorldCheck
- Coordinated with external partners such as regulators and law enforcement agencies to address money laundering issues and checks
- Extracted client data for regulatory reporting for HKMA and MAS
- Collaborated with global teams to ensure consistent application of AML/KYC standards across all business units, developed and implemented AML/KYC policies and procedures, ensuring regulatory compliance
- Streamlined onboarding processes for new clients, reducing turnaround time and improving client and stakeholders' satisfaction
- Maintained updated knowledge of relevant regulations and industry best practices to continuously improve industry knowledge
- Served as a subject matter expert for colleagues, providing training and support on AML/KYC-related issues, fostering an environment of knowledge sharing and collaboration
- Provided guidance to junior team members, helping them grow their expertise relating to AML
- Contributed to the continuous improvement of AML/KYC systems by providing feedback on system enhancements and upgrades
- Involved in processes and procedures improvements and internal and external audits
Senior Officer
United Overseas Bank Limited
07.2018 - 07.2021
- Developed and implemented the Standard Operating Procedures for a new established team incorporated into Middle Office and AML/KYC department in CFS
- Focused on data analysis from daily reports generated from new to bank onboarding customers, business segment change customers and to trigger AML/KYC refresh
- Grouping of wholesale banking customers (local and global) in new system based on global corporate structure using shareholding relationships from KYC documents and public sources
- Lead a team of 3 senior officers and 6 bank officers to successfully launch and achieve consolidation of customers' businesses portfolios
- Successfully achieved reduction of multiple global periodic reviews among similar groups of global companies, streamlining the KYC process
- An array of Middle Office and KYC/AML support tasks that involves liaising with internal/external stakeholders and engaging customers' transactional requests to conducting periodic KYC on-going reviews and CDD investigation
- Monthly reporting on team productivity to higher management
- Involved in various projects in business units; GFIG and internal business functions; KYC/AML.
Bank Officer
United Overseas Bank Limited
11.2017 - 07.2018
- Data collection and remediation of Corporate Clients for project distribution through extensive KYC documents and online sources
- In-depth analysis on the relationships between Corporate entities and their subsidiaries within the various business units
- Identify necessary KYC documents to support as evidences for checklist/ files take-up
- Designed and implemented the Standard Operating Procedures and work flow of the project
- Application and usage of Detica System to monitor and clear KYC Ongoing Due Diligence alerts triggered by system.
Personal Financial Consultant
Oversea-Chinese Banking Corporation Limited
07.2017 - 11.2017
- Day-to-day banking operations, providing customer servicing and sales
- Managed a pool of clients by offering creative financial solutions according to profiles
- Collaborated with cross-functional teams to develop holistic wealth management solutions for high-net-worth individuals
- Engaged first line of service contact with customers through account opening, account maintenance and documentations
- Conducted KYC/AML checks on new clients onboarding
- Maximized investment returns for clients by identifying suitable portfolio allocations and implementing risk management practices
- Built strong relationships with clients through regular communication, trust, and understanding of their financial goals
Financial Consultant
Prudential Assurance Company Singapore
11.2015 - 01.2017
- Communicated effectively with clients and prospects in order to offer creative financial solutions according to profiles
- Review customers' financial portfolio and achieving revenue targets set.
Education
Bachelor of Science (Honors) - Management With International Business
Royal Holloway University of London
04.2001 -
Diploma - Business Information Technology
Temasek Polytechnic
04.2001 -
GCE "O" Levels -
Beatty Secondary School
04.2001 -
Skills
ICA Advanced Certificate in Regulatory Compliance (Financial Crimes)
Awards
- ABS Excellent Service Award (EXSA) Silver 2019
- ABS Excellent Service Award (EXSA) Gold 2020
- ABS Excellent Service Award (EXSA) Star 2021
Timeline
AML/KYC Operations Analyst
TD Securities
07.2021 - Current
Senior Officer
United Overseas Bank Limited
07.2018 - 07.2021
Bank Officer
United Overseas Bank Limited
11.2017 - 07.2018
Personal Financial Consultant
Oversea-Chinese Banking Corporation Limited
07.2017 - 11.2017
Financial Consultant
Prudential Assurance Company Singapore
11.2015 - 01.2017
Bachelor of Science (Honors) - Management With International Business
Royal Holloway University of London
04.2001 -
Diploma - Business Information Technology
Temasek Polytechnic
04.2001 -
GCE "O" Levels -
Beatty Secondary School
04.2001 -
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