Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Work Availability
Quote
Timeline
BusinessAnalyst
Kemi Permata Chua

Kemi Permata Chua

Product And Solution Professional (FinTech, Payments, Banking)
Yio Chu Kang

Summary

Dynamic and strategic professional in product management, customer delivery management, implementation support, pre-sales, and customer solutions, with over 18 years of professional experience in the payment/financial service industry. Motivated, adaptable, responsible, quick learner, and dedicated professional with expertise in issuing and acquiring payment solutions/products.

Adept at achieving positive results by working independently or together with cross-functional teams. Expert in assessing needs and providing options and solutions in collaboration with stakeholders. Experienced at managing projects from end-to-end, self-starter with excellent presentation, consultancy, and communication skills.

Overview

18
18
years of professional experience
5
5
Certificates
3
3
Languages

Work History

Lead Solution Engineer (Director)

NIUM
Singapore
06.2021 - Current
  • Managed and implemented Card issuance, Banking As a Service (BaaS), X-Border Pay In and Pay Out solution via API.
  • Led presales, including API demo/walkthrough, proposing solution artifacts (flow/documentation), and brainstorming client's use cases to fit into NIUM's products.
  • Acted as customer's voice to internal cross-functional team (Product, Delivery, Tech, Operations, Compliance, Sales) to voice out product/production issues and change requests.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Designed customized solutions for proposals to potential customers.

Product Manager (Global Lead)

Razer Fintech| Razer Gold
Singapore
10.2020 - 05.2021
  • Established criteria for each milestone within product roadmap to measure developmental progress.
  • Managed and developed product strategy, roadmap of Razer Pay and Card products (closed loop and open loop e-wallet) with cross-functional team (technology, regulation, marketing, legal and operational team.
  • Conceptualized and deployed enhanced product features and optimized implementation, including review and sign-off of product requirement; vendor/partner selection.
  • Monitored product performance metrics (TPV, MAU) to update promotional strategies and maximize product performance.

Product Consultant (Manager)

Wirecard
Singapore
10.2017 - 09.2020
  • Managed and developed payment products for multi-currency travel, corporate payout/payment and expense, and fleet cards.
  • Designed and developed business requirements, use cases, specifications, and product features into detailed work order for development team.
  • Analyzed market and competitive landscape to support new product launches and go-to-market strategies. This involves business case, product P&L, identifying gaps and providing recommendations, alignment with cross-functional team and regulation, liaising with legal for legal advice, and project management from a product perspective.
  • Developed product collateral and sales tools, including internal training and support to sales team members through pre-sales and client meetings, RFP responses, and product demo

Presales/Strategic Account Director

Mint Payments
, Singapore
08.2016 - 09.2017
  • Demonstrated unified mPOS and business payment products, specific features, and technical advice (API integration) to clients or during card payments events.
  • Worked with internal sales team to build selling strategy within target accounts and provided pre-sales and post-sales support.
  • Developed and established strong relationships with strategic partners and clients.
  • Delivered company representation at relevant events to high-level executives and networking and lobbying for company products.

Senior Business Analyst

BPC Banking Technologies
Singapore
01.2015 - 08.2016
  • Responsible for providing technical/analytical consulting and sales support service in initial sales project discussion or pre-sales.
  • Worked with C-level users to define business requirement and managed relationship with key stakeholders.
  • Responsible for requirement gathering and developing business requirement specifications, use cases, and functional requirement specifications.
  • Accountable for end-to-end SmartVista implementation and Go-Live, including client hand-holding during system integration test (SIT), user acceptance test (UAT), and Post-Go-Live stages.

Progressive Roles

Global Blue
, Singapore
04.2010 - 01.2015

Product Owner | 2014-10 - 2015-01

  • Managed OneInterface solution for seamless integration between retail/hotel POS system and credit card payment terminals.
  • Owned and prioritized product backlog.
  • Supported implementation of new features by outlining plans and specifications, such as how, where, and when each component would work.

Team Leader, QA | 2012-04 - 2014-09

  • Managed QA functions: defect management strategy, test planning & execution, and drive QA process, including debugging code and locating root causes of problems by reviewing configuration files and logs.
  • Created accurate and efficient test scripts in TestLink to manage automated testing of certain products and features.
  • Maintained bug reporting system for all logged defects, delegating issues to development team for fixes.

Senior Terminal Analyst | 2010-04 - 2012-03

  • Collaborated on all stages of systems development life cycle, from gaps analysis and requirement gathering to production releases.
  • Provided technical leadership to development team and reviewed technical requirement documentation to ensure technical accuracy.

Software Development Engineer

Nera Telecommunications
Singapore
01.2008 - 03.2010
  • Responsible for system analysis, design, and development of POS terminal and internet payment gateway solutions.
  • Interfaced with cross-functional team of business analysts, sales, project managers, and technical support professionals to design and develop POS terminal, POS EMV contactless reader, dynamic currency conversion (DCC), and loyalty reward solutions for top 3 banks in Singapore, Malaysia, Indonesia, and Thailand.
  • Provided pre-sales support to sales team.

Software Developer

Anabatic Technologies
Jakarta, Indonesia
02.2007 - 11.2007
  • Responsible for system analysis, design, and development of JAVA based software and telco prepaid top-up gateway application
  • Performed regression and system-level testing to verify software quality and function before release.
  • Provided support for production issues

Lecturer

Bina Nusantara University
Jakarta, Indonesia
02.2007 - 06.2007
  • Delivered engaging curriculum through diverse methods, including classroom instruction, computer lab activities, and online learning systems.
  • Taught diverse undergraduate students by implementing various learning styles.
  • Collected and graded assignments to give detailed feedback, including papers and exams.

Progressive Roles

Bina Nusantara University
Jakarta, Indonesia
02.2004 - 02.2007

Software Lab. Manager | 2005-09 - 2007-02

  • Led and managed staff deployment effectively, recruited staff, and was responsible for motivating, training, and disciplining staff.
  • Participated in faculty meetings and contributed to curriculum review.
    Supervised computer lab classes to ensure day-to-day running of computer lab and all students learning activities were in safe and productive environment.
  • Oversaw work of 10-person team of software lab assistants focused on educating more than 200 students

Software Lab. Subject Coordinator | 2005-03 - 2005-08

  • Provided subject matter expertise on all courses, materials, and lesson plans.
  • Collaborated with faculty to determine course objectives. Participated in faculty meetings and contributed to curriculum review.
  • Developed and was responsible for quality of programming subject's content, including quizzes and exams.

Software Lab. Assistant | 2004-02 - 2005-02

  • Prepared and delivered lectures in computer lab session.
  • Collected and graded assignments to give detailed feedback, including quizzes and exams.
  • Developed programming subject's contents.

Education

Bachelor of Science - Computer Science

Bina Nusantara University
Jakarta
Jun 2002 - Jun 2006

Skills

    Payment Systems: Debit/Credit/Prepaid Card Issuance, Host Switching, CMS, EMV Contactless, mPOS/POS Terminal Payment Gateway, Mobile Payment, ISO8583, ADVT/MTIP/NETS Certification

undefined

Accomplishments

  • Launched Razer Card 2020
  • Received NIUM Super Star Award Oct 2021
  • Launched the first NIUM B2C program in the UK and Australia 2022
  • Launched the first NIUM BaaS solution in the UK/EU 2022

Certification

Certified Scrum Product Owner (CSPO)

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse

Quote

Every problem is a gift—without problems we would not grow.
Tony Robbins

Timeline

Lead Solution Engineer (Director)

NIUM
06.2021 - Current

Product Manager (Global Lead)

Razer Fintech| Razer Gold
10.2020 - 05.2021

Certified Scrum Product Owner (CSPO)

08-2020

Certified Master Blackblot Product Management Professional™ (Master BPMP)

11-2019

NICF - Strategic Product Manager (SF)

11-2019

Product Consultant (Manager)

Wirecard
10.2017 - 09.2020

Presales/Strategic Account Director

Mint Payments
08.2016 - 09.2017

Senior Business Analyst

BPC Banking Technologies
01.2015 - 08.2016

Progressive Roles

Global Blue
04.2010 - 01.2015

Spectra terminal training from Spectra Technologies

06-2008

T42xx Terminal and ISO 8583 training from VeriFone

06-2008

Software Development Engineer

Nera Telecommunications
01.2008 - 03.2010

Software Developer

Anabatic Technologies
02.2007 - 11.2007

Lecturer

Bina Nusantara University
02.2007 - 06.2007

Progressive Roles

Bina Nusantara University
02.2004 - 02.2007

Bachelor of Science - Computer Science

Bina Nusantara University
Jun 2002 - Jun 2006
Kemi Permata ChuaProduct And Solution Professional (FinTech, Payments, Banking)