KELVIN CHIA
SKUDAI
Summary
Experienced credit professional with a background in financial industry. Familiarity with credit risk regulatory requirements with general understanding of financial models. Dedicated to fostering inclusive culture and valuing diverse perspectives. Thorough Personal Loan Specialist skilled in application analysis and managing loan approval and denial processes. Reliable in following policies, maintaining credit limits and respecting institutional standards. Clear communicator with skills in conflict resolution, time management and problem solving. A candidates with an interest in finance and credit analysis are looking for new opportunities in future growth.
Overview
4
4
years of professional experience
Work History
Management Trainee
Taster of Food Pte Ltd
08.2022 - Current
- Gained knowledge on mentoring, training and managing own staff by shadowing senior staff.
- Learnt problem-solving strategies and conflict management working closely with mentors.
- Prepared contract drafts, purchase orders and business correspondence with using SAP software for team.
- Maintained organized calendar covering team meetings, trips and appointments.
- Learned cost management skills to increase organizational profitability.
Loan Specialist
United Oversea Bank Berhad
05.2021 - 08.2022
- Maintained meaningful relationships with customers by resolving their issues and engaging them to understand their financial needs
- Processing loans products to customer and small business customer and prospects.
- Apprehend and comply with relevant credit risk management regulations and internal policies.
- Knowledge of loan products and services, including the application, approval and denial process for various loan types.
- Collection and recording of supporting documentation from customers and other relevant parties per bank regulations.
- Ability to analyze customers' financial condition and credit history to assess credit risk.
- Working knowledge of MS Office software; knowledge of banking software.
Mortgage and Financial Consultant (Internship)
Hong Leong Assurance
06.2020 - 03.2021
- Developed and implemented annual marketing plan to meet acquisition goals
- Provided exemplary customer service by going extra mile for customer
- Educated customer on asset management financial responsibilities including risk management, debt management, estate planning, and insurance
- Processed time sensitive paperwork and online transactions
- Created and maintained weekly appointment schedule of branch location to meet with clients
- Served as liaison between Financial Consultant and Bank Branches
- Handling company documents paperwork, collected and submitted customer information.
Education
Bachelor of Business - Finance
INTI International University
09.2020
Diploma in Business -
INTI International University
05.2018
Skills
- Credit analysis
- Credit approval management
- Legal compliance
- Financial planning
- Customer Service
- Banking product knowledge
- Microsoft Office
Personal Information
- Date of birth: 28 Apr 1997
- Gender: Male
- Nationality: Malaysian/ Singapore PR
Interests
- Personal Finance Learning
- Investment
- Analysis
- Travel
- Socialist
Timeline
Management Trainee
Taster of Food Pte Ltd
08.2022 - Current
Loan Specialist
United Oversea Bank Berhad
05.2021 - 08.2022
Mortgage and Financial Consultant (Internship)
Hong Leong Assurance
06.2020 - 03.2021
Bachelor of Business - Finance
INTI International University
Diploma in Business -
INTI International University
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