Reduced turnaround time for loan approvals with efficient documentation collection and underwriting submission processes.
Maintained a high level of industry knowledge by attending relevant conferences and workshops, ensuring accurate and up-to-date advice for clients.
Conducted thorough risk assessments on potential borrowers, safeguarding the company''s financial interests while providing appropriate financing options.
Collaborated closely with colleagues to share best practices, resulting in improved overall team performance metrics.
Ensured compliance with all regulatory requirements throughout each step of the mortgage application process, protecting both clients and the company from potential legal issues.
Negotiated favorable terms on behalf of clients with various lenders, securing optimal interest rates and loan conditions for their unique circumstances.
Conducted regular follow-ups with existing clients to ensure their continued satisfaction after closing on their mortgages and addressing any concerns that arose.
General Insurance Specialist
SingCapital Pte Ltd
Singapore
10.2023 - 01.2024
Maintained high standards of customer service by building relationships with clients.
Processed eligibility and benefits verification and authorization requests.
Resolved discrepancies in insurance payments by collaborating with carriers.
Followed up on denials, late payments, extensions and other special circumstances.
Communicated effectively with members of operations, finance and clinical departments.
Built relationships with clients using active listening and issue resolution to provide excellent service.
Responded to customer calls swiftly to resolve issues and answer questions.
Operations Manager
S&H MOTOR PTE LTD
Singapore
03.2023 - 10.2023
Supervised operations staff and kept employees compliant with company policies and procedures.
Developed systems and procedures to improve operational quality and team efficiency.
Handle day to day operations of claims department
Executed an estimation for claims processes
In Charge of liaising with Surveyors who are handling damaged during the accident
In charge of placing orders from the respective suppliers required for each vehicle repairs
Managing daily operations of the workshop
Allocating manpower for each vehicle repairs
In charge of Liasing with paint workshop after each vehicle repair as required
Providing customer service to each clients that visit the workshop with regards to their vehicle claims
Sales Associate
GARAGE13 PTE LTD
SINGAPORE
05.2021 - 02.2023
Planned and executed marketing campaigns to target groups, areas and wider community.
Developed and executed marketing programs and general business solutions resulting in increased company exposure, customer traffic and elevated sales numbers.
Launched marketing activities for new product lines and market penetration.
Identified target audiences and devised campaigns to match target demographics and optimize results.
Provided positive first impressions to welcome existing, new and potential customers.
Loyalty Club Host
Marina Bay Sands
05.2019 - 05.2021
Career Progression
Main responsibilities :
Understanding of the Marina Bay Sands loyalty program and response to any enquiries from card members regarding the program information
Point of contact and host customers at the casino
Assist in keeping database updated with accurate personal information of card members
Provide excellent service to players in order to develop new relationships with potential players and nurturing existing player relationships
Be able to maintain portfolio of assigned active and inactive players
Mortgage Specialist
Citibank Singapore Limited
01.2018 - 03.2019
Responsible to meet home loan sales targets, sourcing for home loans through various distribution channels
Attending show flat duties, events hosted by agents and roadshows
Abiding regulations of Citibank internal guidelines and ensure discipline approach to lending and fair dealing
Develop workable business development ideas to bring in more loans
Establishment of good inter-personal relationships with partners such as Lawyers, Developers and Agents
Network and develop good internal relationships with stakeholders from risk, loan operations and valuation unit
Ability to work independently and take charge of time to plan sales visits and presentations to potential customers
Progressively build referral base through regular contact of referral sources
Proactively build and manage long-term customer relationships as well as provide good after sales service.