Summary
Overview
Work History
Education
Skills
Accomplishments
Basketball
Timeline
Generic
Kah Soon Sum

Kah Soon Sum

LOAN OFFICER

Summary

To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude.

Graduate with foundational knowledge in Accounting and hands-on experience gained through my job at BDO in Restructuring and Forensic department and work with more than 70 corporate insolvency with various field.

Experienced Loan Officer assessing loan applications and determining creditworthiness. Utilizes comprehensive financial knowledge to guide clients through loan process. Strong understanding of regulatory compliance and risk assessment.

Highly capable finance professional with solid background in loan origination and client management. Adept at navigating complex financial regulations while maintaining keen focus on client needs and satisfaction. Known for strong collaborative skills and results-driven approach, adapting seamlessly to dynamic environments.

Adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.

Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.

Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm. Demonstrates strong teamwork, problem-solving, and time-management skills. Prepared to start career and make meaningful contributions with commitment and drive. Professional with solid background in financial industry, prepared for this role. Skilled in loan assessment, risk analysis, and customer service, ensuring optimal client satisfaction and compliance. Strong focus on team collaboration and adaptability, enabling effective response to changing business needs. Reliable and results-driven, consistently contributing to organizational success. Team contributor with strong organizational capabilities. Experienced in handling numerous projects at once while ensuring accuracy. Effective at prioritizing tasks and meeting deadlines. Detail-oriented individual with exceptional communication and project management skills.

Overview

3
3
years of professional experience
2023
2023
years of post-secondary education
3
3
Languages

Work History

LOAN OFFICER

GS CREDIT PTE. LTD.
05.2024 - Current
  • Developed strong relationships with customers through high levels of customer service.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
  • Maintained strict confidentiality of bank records and client information.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Examined customer loan applications for loan approvals and denials.
  • Managed a diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
  • Negotiated favorable loan terms with borrowers, increasing overall profitability for the company.
  • Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
  • Improved loan processing efficiency by streamlining application procedures and documentation requirements.
  • Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
  • Ensured compliance with all federal and state regulations throughout the loan origination process.
  • Enhanced customer satisfaction with personalized loan consultations, guiding clients through complex processes.
  • Processed loan applications and monitored progress from start to finish.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Assisted customers with completing loan applications and other paperwork.
  • Explained very technical financial information to applicants in easy to understand language.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Assessed loan portfolios for compliance with underwriting policies.
  • Handling and reviewing more than 20 profiles for approval of loans application everyday.
  • Monthly personal sales of at least 400k
  • Helping company doubled average sales

Restructuring & Forensic

BDO Advisory
01.2023 - 05.2024
  • Handled more than 70 corporate insolvency in various field.
  • Familiar with full set of accounts, GST filing and AIS filling.
  • Deal with various government agency and banks.
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
  • Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.
  • Demonstrated respect, friendliness and willingness to help wherever
  • Proven ability to learn quickly and adapt to new situations.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.

Education

Bachelor of Arts - Accountancy

Royal Melbourne Institute of Technology
SINGAPORE
08.2023

Skills

    Self-Motivated

    Customer service-focused

    Loan servicing

    Sales expertise

    Loans

    Financial transactions expertise

    Relationship building and management

    Financial services

    Portfolio management

    Friendly

    Team player

    Risk management assessments

    Balance sheet expertise

    Debt restructuring

    MS office guru

    Problem-solving abilities

    Self motivation

    Problem-solving

    Relationship building

    Decision-making

    Reliability

    Team building

    Attention to detail

    Customer service

    Microsoft office

    Active listening

    Organizational skills

    Data entry

    Time management

    Interpersonal skills

    Team collaboration

    Written communication

    Effective communication

Accomplishments

    Service Excellence Award

    Given to NSF for a recognition of outstanding contribution.

  • 3rd Quarter Work Year 2016/2017
  • 3rd Quarter Work Year 2017/2018

Basketball

I've been playing basketball since I was a kid. I've been a competitive player since I was ten. Have served as a vice-captain and captain during my time in ITE and secondary school. received awards in a nationwide competition

Timeline

LOAN OFFICER

GS CREDIT PTE. LTD.
05.2024 - Current

Restructuring & Forensic

BDO Advisory
01.2023 - 05.2024

Bachelor of Arts - Accountancy

Royal Melbourne Institute of Technology
Kah Soon SumLOAN OFFICER