Juzer Kapasi
Singapore
Summary
Experienced and results-driven financial professional with a strong background in trade finance and banking operations. Demonstrates ability to secure funding, manage liquidity, forecast financial requirements, and ensure timely processing of trade transactions. Proven expertise in overseeing accounts receivable, inventory financing, and providing technical support to both internal teams and external partners. Skilled in relationship management, project leadership, and financial analysis with a focus on optimizing cash flow and operational efficiency.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Assistant Manager – Trade Finance and Treasury
Agrocorp International Pte Ltd
09.2022 - Current
- Plan and forecast financing requirements for 1-2 months based on vessel schedules and trade structure, ensuring the effective allocation of financial resources.
- Secure funding from banks for both Bulk and Container vessels through transaction facilities and maintain strong relationships with financial institutions and external partners.
- Oversee weekly cashflow and liquidity requirements, ensuring seamless financial operations and the timely settlement of obligations.
- Monitor and support trade transactions, including LC issuance, loans, bill payments, freight payments, and settlements, ensuring compliance with financial agreements.
- Closely monitor and oversee the AR function, ensuring timely collection of receivables and resolving any discrepancies to maintain a smooth cash flow.
- Source confirmation and discounting lines from banks and negotiate competitive pricing, ensuring favorable terms for financing and transactions.
- Collaborate closely with business units and banks on inventory/stock financing requirements, optimizing working capital for smooth operations.
- Act as a liaison with internal teams and external counterparties on trade finance matters such as LCs, amendments, payments, and other financial requirements.
- Provide technical support to operations by validating discrepancies and offering guidance to ensure clean negotiation and smooth transaction flow.
- Liaise with banks to manage any exceptional handling requirements, ensuring compliance with regulations and internal policies. Assist with the annual KYC review with banks.
- Participate in new facility negotiations with banks and financial institutions, ensuring favorable terms for financing agreements.
- Prepare financing budgets and compare against actuals to analyze performance and make necessary adjustments.
- Support and back up cash, treasury, AR, and AP functions, ensuring the smooth operation of the finance department.
- Supervise daily operations to meet performance, quality, and service expectations, while fostering a positive work environment. Mentor junior staff, offering guidance and support in their professional development.
Assistant Manager – Trade Operations Department
MUFG Bank
07.2018 - 09.2022
- Lead and manage the performance of team members to provide high quality customer’s service
- Provide guidance and training to direct reports to upgrade their technical skills and competency in handling complex transactions
- Daily execution of documentary trade finance transactions
- Manage processes in the team, identifying areas for improvement and efficiency
- Control and implement measures to mitigate operational risks in transactions
- Review and monitor transactions to ensure strict adherence to Bank’s procedures and compliance with regulatory requirements
- Provide support and solutions to Front Office/Trade Product & Sales Office
- Provide advice, solutions and training to Bank’s customers
- Participate and contribute to Bank’s initiatives, projects and system enhancements/developments
Trade Relationship Officer – Trade Operations Department
ANZ Bank, Singapore
04.2011 - 06.2018
- Ensuring all Import / Export LC, Guarantees and Collection including financing requests are submitted by clients in line with their allowed facility with the bank
- Coordinate with Bangalore HUB to ensure all transactions are completed within agreed SLA
- Raising any facility deviation to internal business for their review and approval
- Booking of rates with Treasury for all financing requests
- Ensuring all financings are paid on time adhering to the maximum tenor allowed as per client facility
- Monitoring TT Payments, Sight payments and due bills
- Ensuring instructions / funds are received on time
- Mentoring / Training new staff
- Raising for exceptional approvals for any deviation against customer facility
- Checking / Booking bank lines for discounting on Export LC’s (Confirmed and Post Acceptance)
- For a period of10 months in the year2016, I was deployed and cross trained in the KYC team to assist with Periodic reviews of corporate clients
- I was handling periodic as well as trigger driven reviews
- Handling a Portfolio of15 Clients dealing in different segments including Oil, Agriculture, Metals, Communications, Energy, Paper, Steel, etc
- Conducting Trade Finance for clients and new staff
- Conducting Discrepancy Analysis review for clients
- Conducting Documentary Preparation Training for clients
- Preparing daily / monthly reports as per client requirement and for our internal stakeholders
- Driving Customer limit utilization by working closely with customers and understanding their business needs providing a solution benefited both by the customer and the bank
- Negotiating competitive pricing for the customer by working closely with the customer and our internal stakeholders
- Promoting ANZ’s approach to digitalisation by conducting learning sessions with clients on the use of online banking platforms
- Been part of a team which has increased the digital footprint from a mere12% to almost60% as of Feb2018
- This greatly improves the overall efficiency in process flow for both the customer and the bank
Senior Officer – Trade Operations Department
ANZ Support Services India Pvt Ltd
02.2008 - 04.2011
- Processing Import Letter of Credits, guarantees and SBLC’s
- Process LC advising
- Processing of Import and Export LC documents
- Processing Import and Export Collection against DP / DA
- Preparing swift messages for all products including MT100’s,200’s,400’s and700’s
- Was allocated a checkers approve limit to approve all Trade Related transaction up to USD100 million
- Performing workability checks for both Import and Export LC / Guarantee before approving
- Performing second checks in Import and Export documents
- Liaising with country spokes for any customer clarification, workability issues or approvals
- Checking payment swifts
- Performing compliance checks for all Trade related transactions
- Ensuring to meet turnaround time as per agreed SLA
- Monitoring team accuracy on processing of Trade transactions
- Provide training to new Employees
- Chaired weekly meetings alongside the team manager to discuss team performance, issues and future action plans
Senior Analyst – Dell Financial Services
Dell India Private Limited
06.2006 - 07.2007
- To process and manage customer loan accounts that were availed to make purchase from Dell
- Attended customer calls, assisting them with any query on their existing loan with Dell
- Trained New Joiners and develop their skills
- Prepare weekly reports showing performance trends of employees
Education
B. Com (Hons) -
Loyola Academy
ISC - undefined
St. Joseph’s College
ICSE - undefined
St. Joseph’s College
Skills
- Problem-solving
- Time management
- Team motivation
- Staff training and development
- Workload management
- Conflict resolution
- Decision-making
Languages known
English
Hindi
Gujrati
Hobbies and Interests
Adventure sports, food, music, travel
Certification
Certified Documentary Credit Specialist (CDCS) – 2009
Timeline
Assistant Manager – Trade Finance and Treasury
Agrocorp International Pte Ltd
09.2022 - Current
Assistant Manager – Trade Operations Department
MUFG Bank
07.2018 - 09.2022
Trade Relationship Officer – Trade Operations Department
ANZ Bank, Singapore
04.2011 - 06.2018
Senior Officer – Trade Operations Department
ANZ Support Services India Pvt Ltd
02.2008 - 04.2011
Senior Analyst – Dell Financial Services
Dell India Private Limited
06.2006 - 07.2007
ISC - undefined
St. Joseph’s College
ICSE - undefined
St. Joseph’s College
B. Com (Hons) -
Loyola Academy
Similar Profiles
SHREYA AHUJASHREYA AHUJA
Logistics Coordinator at AgroCorp ProcessingLogistics Coordinator at AgroCorp Processing
DAN SUBERANO SEGUIDAN SUBERANO SEGUI
Network Engineer at AGGASYS SOLUTIONS PTE LTD / CHALONE INTERNATIONAL PTE LTDNetwork Engineer at AGGASYS SOLUTIONS PTE LTD / CHALONE INTERNATIONAL PTE LTD
Low Seow Boon AlvinLow Seow Boon Alvin
Quality Controller at International Woodchip Corporation Pte Ltd, a subsidiary company of RGE Pte LtdQuality Controller at International Woodchip Corporation Pte Ltd, a subsidiary company of RGE Pte Ltd