Finance & Operations Manager with 20+ years of experience across SMEs, startups, and international ventures in Singapore and Spain. Skilled in financial reporting, cashflow management, budgeting, and consistently managing relationships with banks, auditors, legal advisors, and accounting/tax consultants. Versatile background in finance, operations, administration, and entrepreneurial projects, with a consistent record of supporting company growth. Over the last 7 years I have worked in technology-driven environments (AI, blockchain, SaaS), gaining exposure to innovative tools and fast-scaling business models.