Summary
Overview
Work History
Education
Skills
Websites
Timeline
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Juan Carlos Cajal

Senior Finance & Operations Leader
Singapore

Summary

Finance & Operations Manager with 20+ years of experience across SMEs, startups, and international ventures in Singapore and Spain. Skilled in financial reporting, cashflow management, budgeting, and consistently managing relationships with banks, auditors, legal advisors, and accounting/tax consultants. Versatile background in finance, operations, administration, and entrepreneurial projects, with a consistent record of supporting company growth. Over the last 7 years I have worked in technology-driven environments (AI, blockchain, SaaS), gaining exposure to innovative tools and fast-scaling business models.

Overview

2026
2026
years of professional experience
2
2
Languages

Work History

Finance & Operations Manager

Open Spark (AI Venture)
07.2023 - Current
  • Established a financial framework for an early-stage AI startup, implementing budgeting and compliance systems.
  • Coordinate cross-functional teams of 12 or more, including engineering, product, and business development.
  • Prepared investor-ready financial documentation supporting fundraising initiatives.

Finance & Operations Manager

PlayChain (Tech Startup)
10.2021 - 08.2023
  • Scaled finance operations for a 60+ employee blockchain gaming company through a rapid growth phase.
  • Established cash flow controls, improving working capital management by SGD 1.8M.
  • Led HR and payroll operations across multiple jurisdictions.
  • Supported Series A preparation with comprehensive financial models and investor materials.

Finance & Administration Manager

Crea Group (FinTech Startup)
10.2018 - 10.2021
  • Led finance and admin functions in a fintech/proptech venture.
  • Managed the deployment of USD 6M in real estate investments across Southeast Asia.
  • Designed internal controls and improved compliance.
  • Supported financial planning, aligned with product development.

Co-founder & Manager

PB Homes (Real Estate & Property Management)
04.2015 - 06.2021
  • Recruited and managed staff for property rental operations in Bali and Spain.
  • Oversaw financial planning, booking systems, and profitability.
  • Handled contracts, vendors, and client relationships.

Finance Manager (CFO role)

P.A.M. SL (Food Wholesaler)
08.2017 - 06.2018
  • Managed finance and accounting functions.
  • Coordinated with banks and auditors on compliance and financing.
  • Implemented reporting structures to support operations.

Director of Finance & Economic Control

Telecom Balear – Telefónica
07.2009 - 07.2017
  • Directed finance and control department, managing budgeting and reporting operations.
  • Participated in M&A transaction that doubled company revenue.
  • Coordinated financial integration and reporting with Telefónica Group headquarters.
  • Oversaw financial control and reporting for business with 90 employees post-acquisition.
  • Led compliance and audit coordination throughout merger process.

Earlier Roles

Banco Santander, Air Europa, Sa Coma, TB.
2001 - 01.2009
  • Finance & Administration Manager at Sa Coma (Real Estate & Financial Services), Spain
  • Administrative & Accounting Manager at Telecom Balear, Spain
  • Coordinator B2B / B2C at Banco Santander, Spain
  • Sales Coordinator at Spanair, Spain

Education

Bachelor's Degree - Business Sciences

UIB
Spain
01-2003

Skills

  • Financial Reporting & Budgeting Cashflow & Treasury Management
  • Portfolio management
  • Operations & Administration Compliance & Internal Controls
  • Stakeholder Management (Banks, Auditors, Legal & Tax Advisors)
  • Startups & SMEs Fundraising Support
  • Tech Environments (AI, Blockchain, SaaS)
  • Multicultural Team Collaboration Real Estate & Property Projects

Timeline

Finance & Operations Manager

Open Spark (AI Venture)
07.2023 - Current

Finance & Operations Manager

PlayChain (Tech Startup)
10.2021 - 08.2023

Finance & Administration Manager

Crea Group (FinTech Startup)
10.2018 - 10.2021

Finance Manager (CFO role)

P.A.M. SL (Food Wholesaler)
08.2017 - 06.2018

Co-founder & Manager

PB Homes (Real Estate & Property Management)
04.2015 - 06.2021

Director of Finance & Economic Control

Telecom Balear – Telefónica
07.2009 - 07.2017

Earlier Roles

Banco Santander, Air Europa, Sa Coma, TB.
2001 - 01.2009

Bachelor's Degree - Business Sciences

UIB
Juan Carlos CajalSenior Finance & Operations Leader