Jessica Chacko
Singapore
Summary
Creative Finance graduate offering strong analytical and abstract reasoning skills. Excellent history of managing complex data. Well-versed in business operations, strategic planning and market analysis. Track record of positive academic performance and superior numerical and analytical skills.
Overview
10
10
years of professional experience
Work History
Advisory Intern - CFO Services
Grant Thornton
10.2024 - Current
- Assisted in the execution of accounting advisory projects by conducting in-depth research, proposing solutions to complex technical accounting issues, and preparing draft reports and financial statements in line with regulatory standards.
- Engaged in daily accounting services for clients, ensuring accurate bookkeeping, compliance with applicable regulations, and timely financial reporting.
- Assisted team members in developing comprehensive financial plans, resulting in better client outcomes.
- Fostered strong working relationships with colleagues across different departments within the organization, promoting a collaborative working environment.
Finance Intern
Digially Pte Ltd
05.2024 - 07.2024
- Played a key role in preparing the company's detailed revenue projections and conducting company valuations using DCF methodology and preparing investor deck crucial for facilitating fundraising from investors
- Analyzed financial and non-financial data for over 100 companies across various industries in India, using search engines for data analysis
- Ensured compliance with industry trends and financial regulations, and prepared concise, comprehensive reports assessing creditworthiness to aid in clients' decision-making processes
- Assisted in testing and updating the financial AI models to assess both financial and non-financial factors, enhancing data-driven decision-making capabilities
Director - Accounts & Finance
Jesseena Marine Services Pvt Ltd
01.2019 - 07.2023
- Managed and oversaw daily operations of accounting department, ensuring adherence to accounting standards, methods, policies, and principles while producing accurate financial statements and reports.
- Conducted end-to-end financial planning and analysis, providing strategic insights to support business decision-making, including branch costing, profitability analysis, and preparing relevant MIS reports for management.
- Prepared and finalized financial statements ensuring accuracy and compliance with accounting standards while overseeing and analyzing financial data for informed decision-making.
- Ensured full compliance with Indian taxation which included computation, payment, and reconciliation of TDS, GST, and income tax, while coordinating return filings and assessments.
- Monitored updates in Indian tax laws and implemented necessary changes to maintain compliance, liaising with statutory and tax auditors to facilitate smooth audits.
- Managed vendor relations, expense management, salary processing, billing, receivables, and bank reconciliations to ensure efficient financial operations.
- Managed budgets effectively to ensure optimal use of resources while maintaining financial stability.
Branch Credit Manager
Reliance Commercial Finance Ltd
09.2017 - 11.2018
- Appraised retail & strategic lending proposals for SME enterprises & educational trust ranging from INR 0.5 million to INR 50 million for Mumbai & Nashik locations, presented multiple proposals to reporting manager & credit committee for approvals
- Secured approving authority for cases up to INR 5 million in 6 months.
- Managed underwritten assets totaling around INR 100 million.
- Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
- Streamlined interdepartmental communication channels to facilitate seamless information flow between the branch''s sales, operations, and risk management functions.
Credit Manager
Religare Finvest Ltd
04.2015 - 09.2017
- Oversaw SME lending proposals by evaluating financial statements.
- Conducted due diligence, presented to the credit committee, and collaborated with top legal and valuation firms on collateral queries
- Evaluated lending proposals totaling INR 800 million.
- Received recognition as 'REL Achiever' in February 2016 by handling the largest number of mortgage files.
- Collaborated with the collections team to recover INR 1 million in EMIs and resolved over 100 technical bounce cases in 3 months' time
- Managed educational programs to ensure understanding of credit policies across verticals.
- Participated in internal audits to ensure adherence to corporate guidelines and regulatory requirements related to credit management activities.
- Ensured timely resolution of disputed accounts, working closely with internal and external stakeholders to maintain positive customer relationships.
Education
Master of Science - Finance
NUS Business School
National University Of Singapore01-2025
Chartered Accountant -
Institute of Chartered Accountants of India (ICAI)
India11.2014
Bachelor of Commerce - Financial Accounting & Auditing
University of Mumbai
India05.2013
Level III CFA Candidate -
CFA Institute
USASkills
- Microsoft Office
- Python (Basic) & VBA (Basic)
- Financial Modelling & Valuation
- Accounting software-Tally, NetSuite, Odoo, Quickbooks
- Teamwork and collaboration
- Accounting & Auditing
- Financial Analysis
- Analytical skills
- Team collaboration
- Verbal and written communication
- Decision-making
- People management
- Financial management
Languages
English
Hindi
Marathi
French
Malayalam
Extracurricular Activities
- Hold certifications in Financial Modeling & Valuation from CFI, Bloomberg Market Concepts, and Refinitiv, demonstrating proficiency in financial analysis and market tools.
- Completed Bank of America Investment Banking and JPMorgan Asset Management simulations on Forage, focusing on SWOT analysis, DCF modeling, and bespoke investment strategies.
- Managed family Investment portfolio implemented different strategies using instruments such as equity, debt, ETFs, NCDs.
- Participated in seminars related to financial budgets, new tax reforms & finance workshops organized by ICAI.
- Badminton Champion at Intra-collegiate level. Winner in various track & field events in school. Volunteered as a catechism teacher for 3 years in church & participated in various social events organized.
Travelling , Yoga
Passionate about exploring new destinations and cultures through travel and finding balance and mindfulness through yoga practice
Timeline
Advisory Intern - CFO Services
Grant Thornton
10.2024 - Current
Finance Intern
Digially Pte Ltd
05.2024 - 07.2024
Director - Accounts & Finance
Jesseena Marine Services Pvt Ltd
01.2019 - 07.2023
Branch Credit Manager
Reliance Commercial Finance Ltd
09.2017 - 11.2018
Credit Manager
Religare Finvest Ltd
04.2015 - 09.2017
Master of Science - Finance
NUS Business School
Chartered Accountant -
Institute of Chartered Accountants of India (ICAI)
Bachelor of Commerce - Financial Accounting & Auditing
University of Mumbai
Level III CFA Candidate -
CFA Institute
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