To obtain a position that will enable me to acquire new skills and grow while meeting the company's goals or objectives.
Overview
31
31
years of professional experience
2
2
Languages
Work History
Branch Business Manager
Bank Muamalat Malaysia Berhad
Jasin Branch
01.2025 - Current
Executed business plans to further strengthen and maximize territory sales and profits.
Anticipated financial impact from operational issues and worked with leadership to develop solutions.
Mentored junior staff members, helping them grow professionally and contribute more effectively to the team''s goals.
Created, managed, and executed business plan and communicated company vision and objectives to motivate teams.
Increased overall team productivity by fostering a positive work environment and providing effective leadership.
Oversaw financial operations, maintaining accurate records and ensuring compliance with industry regulations.
Enhanced customer satisfaction levels by implementing an effective feedback system and addressing concerns promptly and efficiently.
Sales Associate
Bank Muamalat Malaysia Berhad
Melaka Branch / Alor Gajah Branch
08.2021 - 12.2024
Creating and submitting financing applications.
Built relationships with customers to encourage repeat business.
Solved customer challenges by offering relevant products and services.
Collaborated with management team to develop sales strategies and goals, aligning with company objectives.
Resolved customer complaints with patience and understanding, restoring customer confidence.
Collaborated with team members to achieve monthly sales targets.
Developed comprehensive product knowledge, enabling effective upselling and cross-selling.
Engaged with customers to effectively build rapport and lasting relationships.
Developed new client relationships by actively engaging with potential customers and highlighting the benefits of our product offerings.
Consumer Sales Executive
Bank Muamalat Malaysia Berhad
UTHM Branch / Melaka Branch
03.2012 - 08.2021
Promoting and processing financing application products.
Established long-term client relationships through consistent delivery of high-quality products and services.
Enhanced customer satisfaction by streamlining communication channels and improving response times.
Achieved company growth by implementing strategic marketing plans and business development initiatives.
Collaborated with marketing team to create promotional materials, boosting brand awareness and driving sales growth.
Personal Financial Consultant
CIMB Bank Berhad
Taman Melaka Raya / Jalan Bendahara, Melaka
01.2008 - 02.2012
Examined clients' overall financial situation by reviewing income, assets, debts, expenses and credit reports.
Created debt management plans, spending plans and budgets to assist clients in meeting financial goals.
Performed quantitative analysis of financial investments to minimize risks.
Initiated customer relationships through prospecting, lead utilization, local market and community involvement.
Advised clients on portfolio allocation and various investment types.
Analyzed clients' financial situations to offer products to improve standard of living.
Built strong relationships with clients through regular communication, trust, and understanding of their financial goals.
Conducted comprehensive reviews of client accounts to ensure alignment with individual financial objectives and life events.
Improved overall branch performance by contributing to team sales goals and proactively seeking new business opportunities through networking events and referrals.
Increased client satisfaction by providing exceptional customer service and promptly addressing questions or concerns.
Presented financial plans and investment recommendations to clients.
Credit Department Clerk
Bank Bumiputra Malaysia Berhad
Jalan Kota Branch, Melaka
05.1994 - 12.2007
Maintained accurate records of department expenses, aiding in budget tracking and financial reporting.
Supported management with administrative tasks such as calendar management, travel arrangements, and expense reports, improving overall productivity.
Handled sensitive information with discretion, maintaining confidentiality at all times as required by company policy or legal regulations.
Maintained filing system and organized customer documents for easy retrieval of information.
Reviewed files, records and other documents to obtain information to respond to requests.
Created and maintained detailed records of all office activities.
Education
Sijil Tinggi Pelajaran Malaysia (STPM)
Sekolah Menengah Tunku Besar Tampin
04.2001 -
Sijil Pelajaran Malaysia (SPM) -
Sijil Pelajaran Malaysia (SPM)
Sekolah Menengah Dato' Taha
01-1990
Skills
Expert in document creation
Skilled in creating PowerPoint slides
MS Excel spreadsheet management
References
Mohd Zamri Bin Pardi, Regional Manager - Southern, Bank Muamalat Malaysia Berhad (+6019-716 8008)
Mohd Noor Ezzuan bin Mohd Nasir, Regional Business Manager - Southern, Bank Muamalat Malaysia Berhad (+6019-767 6666)