GOH YING XUAN
CREDIT RISK OFFICER
Summary
A highly motivated and detail-oriented Credit Risk Officer with over a year of experience in corporate credit assessment, financial analysis, and regulatory compliance. Skilled in evaluating credit proposals, collaborating with cross-functional teams, and preparing MAS regulatory reports (610, 757, 759, 760) with precision. Possesses strong analytical abilities, understanding of regulatory frameworks, and a commitment to maintaining high standards of credit risk management.
Overview
4
4
years of professional experience
4046
4046
years of post-secondary education
2
2
Languages
Work History
Credit Risk Officer
Agricultural Bank of China
11.2023 - Current
- Collaborated with branch front and back office teams to facilitate and resolve credit transaction processes.
- Assessed and monitored corporate credit risk exposures, ensuring alignment with approved credit terms and regulatory standards.
- Reviewed and analyzed credit proposals, including financial statements, repayment capacity, and collateral adequacy.
- Prepared and submitted regulatory and internal risk reports, including MAS 610, 757, 759, and 760, in compliance with MAS reporting requirements.
Financial Advisor
Great Eastern
12.2021 - 11.2023
- Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
- Developed comprehensive financial plans for clients to achieve short-term and long-term goals.
- Provided comprehensive retirement planning services, ensuring clients maintain their desired lifestyle post-retirement.
- Conducted periodic portfolio evaluations and suggest adjustments to enhance clients' financial position.
- Kept up-to-date with the most recent regulations and product information in order to provide precise advice.
- Assisted in client's claim.
Education
Bachelor - Business (Management)
Royal Melbourne Institute of Technology
SingaporeDiploma - Financial Informatics
Nanyang Polytechnic
SingaporeSkills
- Credit Risk Analysis & Assessment
- Financial Statement Analysis
- Financial Reporting
- Risk Mitigation
- Regulatory Compliance
- Transaction Reviewing
Timeline
Credit Risk Officer
Agricultural Bank of China
11.2023 - Current
Financial Advisor
Great Eastern
12.2021 - 11.2023
Bachelor - Business (Management)
Royal Melbourne Institute of Technology
Diploma - Financial Informatics
Nanyang Polytechnic
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