Dipanshuu Rustagii
Singapore
Summary
Seasoned credit risk professional in structured finance and securitization space, with 12+ years' experience and demonstrated track record of accomplishment, with strong analytical and interpersonal skills. Through the years, have extensively worked on varied funding structures and asset classes across Emerging Asia markets, and nurtured strong client relationships.
Overview
5
5
years of post-secondary education
12
12
years of professional experience
Work History
Asian Structured Finance Ratings
Moody's Investors Service
Singapore
07.2015 - Current
- Grew and strengthened APAC SFG team's presence in India and ASEAN region. Acting as the first point of contact.
- Effective stakeholder management across the spectrum - issuers, arrangers, investors and regulators
- Lead rating analyst for securitization transactions sponsored by Banks and Non-banks in India, South-East Asia region and Australia
- Key asset classes covered include: Covered Bonds, CLOs, Solar ABS, Auto loans, SME loans and Mortgage loans
- Lead credit committee discussions and carry out continuous monitoring of the rated portfolio
- Actively involved in analytical and non-analytical projects, including Global RMBS rating methodology, Global Solar ABS rating methodology, Force Majeure task force and many others around improving operational efficiencies
- Continuously working towards refinement in application of rating methodologies and processes for better market relevance
- Strong market outreach via numerous meaningful research reports on key credit themes in the region, speaking at external events and conferences
- Mentoring junior and new analysts in team and ensuring adherence to internal compliance policies and procedures
Manager, Structured Finance Ratings
CRISIL Ltd. (An S&P Global Company)
Mumbai
06.2009 - 06.2015
- Lead analyst on varied securitization structures and asset classes
- Led team executing India's first CMBS rating
- Developed and implemented standardized cash flow model for ABS transactions - to enable higher accuracy and operational efficiency
- Facilitated Indian securitization market development through various research reports and issuer profiles
- Delivered trainings on securitization to teams at leading Indian financial institutions
- Led loan portfolio assessments including key loss driver analysis and loss estimations across asset classes and financial institutions
Education
CRISIL Certified Analyst Programme -
National Institute of Industrial Engineering (NITIE)
India 06.2009 - 06.2011
Bachelor in Financial And Investment Analysis -
University of Delhi
India 07.2006 - 05.2009
Skills
Credit Risk Analysis
Financial Modeling
Effective Communication
Relationship Management
Self starter and highly motivated
Time Management
Teamwork / Collaboration
Ability to work in multi-cultural environment
Awards
- ‘CRISIL CEO Award for Outstanding Contribution – 2014' for analytical excellence
- S&P Gold ACE Award 2014 (Acknowledging and Celebrating Excellence; Highest award under Standard & Poor's global recognition program) - for rating the first CMBS transaction in India
- Break-through Initiative Award (2012) for contribution towards investor outreach
- Customer Delight Award (2011) for issuer relationship management
Timeline
Asian Structured Finance Ratings
Moody's Investors Service
07.2015 - Current
Manager, Structured Finance Ratings
CRISIL Ltd. (An S&P Global Company)
06.2009 - 06.2015
CRISIL Certified Analyst Programme -
National Institute of Industrial Engineering (NITIE)
06.2009 - 06.2011
Bachelor in Financial And Investment Analysis -
University of Delhi
07.2006 - 05.2009