Clarissa Ho
Summary
An actuarial analyst with two years of experience in the area of local reporting in the life insurance field. Am a Fast learner and adetail-oriented individual. Taking on new challenges with an organization that allows me to develop on the professional front.
Overview
3
3
years of professional experience
Work History
Senior Associate, Local Reporting
HSBC LIFE
03.2024 - Current
- Deliver RBC2 local statutory reporting (A4, year-end forms)
- Enhanced working templates, checks, and methodology for monthly RBC2 reporting greatly reducing the turnaround time to produce the figures
- Responsible for generating the monthly yield curves, matching adjustments for the calculation of BEL/MCL liabilities in prophet models, and reserving figures
- Movement analysis of monthly solvency trends, and asset trends for matching adjustment calculation, etc
- Undertook the annual assumption review for LTIR (Long-term investment return) including proposing new rates, incorporating new methodology, and quantifying the impact on reserves
- Assisted in other ad hoc projects such as generating economic sensitivity results
- Supported the lapse assumption review for universal life products in generating the solvency impact under the different proposed lapse assumptions.
- Assisted with annual audit such as model point testing reconciling Excel template generated numbers with prophet results.
- Performed reinsurance administration duties not limited to preparation of the statement of accounts, assisted with Reinsurers' queries, etc
Associate, Local Reporting
HSBC LIFE
06.2022 - 02.2024
- Enhanced working templates, checks, and methodology for monthly RBC2 reporting to shorten the work time required to produce the figures
- Responsible for generating the monthly yield curves and matching adjustments for the calculation of BEL/MCL liabilities in prophet models
- Produced the monthly solvency results including analysis of the movement
- Undertook in the annual assumption review for LTIR (Long-term investment return) including quantifying the impact on reserves
- Assisted in other ad hoc projects such as generating sensitivity tables, and updating the LTIR assets and liabilities quarterly
- Supported the lapse assumption review for universal life products in generating the solvency impact under the different proposed lapse assumptions
- Assisted with audit requests such as model point testing to reconcile c1 numbers using an Excel template against prophet results
- Helped to prepare and review year-end form numbers
- Performed reinsurance administration duties not limited to preparation of the statement of accounts, assisted with reinsurer queries, and producing monthly Finre reserve figures.
Inforce Management Intern
SCOR GLOBAL LIFE
08.2021 - 12.2021
- Usage of Microsoft Excel to update multiple lapse and claims experience of inforce businesses in India
- Compile & upload quarterly data in SQL server
- Perform research to compile Covid death tolls for SEA region in Microsoft Excel
- Assisted in other Ad hoc projects.
Education
Bachelor of business specialising in actuarial science -
Nanyang Technological University
Singapore07.2022
GCE A level -
Serangoon junior college
01.2018
Skills
- Proficient in Microsoft Office
- Data Analytics
- Time Management
- Attention to Detail
- Teamwork
Skills Languages
- Prophet
- Python
- Tableau
- R studio
- Microsoft Excel
- Microsoft Word
- Microsoft PowerPoint
- SQL
- Basic knowledge of VBA
- English
- Chinese
- Basic German
Actuarial Exams
- CS1
- CS2
- CM1
- CM2
- CB1
- CB3
Languages
English
Bilingual or Proficient (C2)
Chinese (Mandarin)
Bilingual or Proficient (C2)
Timeline
Senior Associate, Local Reporting
HSBC LIFE
03.2024 - Current
Associate, Local Reporting
HSBC LIFE
06.2022 - 02.2024
Inforce Management Intern
SCOR GLOBAL LIFE
08.2021 - 12.2021
Bachelor of business specialising in actuarial science -
Nanyang Technological University
GCE A level -
Serangoon junior college
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