Catarina Rebelo

Led management of Embassy's financial accounts preparing annual operation reports to the court of auditors ensuring accuracy and compliance with applicable regulations.

Enhanced government budget by reviewing reports, leveraging knowledge to strengthen controls and improve transparency.

Execution the financial statements and consolidations after reconciling general ledger accounts.

Calculated tax owed, prepared and submitted returns and upheld compliance with all applicable laws.

Provide consular support to Portuguese Nationals in Singapore with representation of Portugal at external events in absence of the Ambassador/Deputy Head of Mission.

Responsible for the financial analysis, risk assessment and credit structure for Commercial Real Estate and mortgage loan portfolio, maintaining strong portfolio credit quality.
Worked closely with all areas including Business, Credit Operations, Finance, Compliance, Legal, Operations and Technology, and Independent Risk Management.
Monitored and reviewed Credit Policies in line with Global Standards, Corporate Strategy, and Risk Appetite Framework and managed risk and rewards of the Mortgage Loan portfolio.
Detected business opportunities, develop credit tests and risk strategies in order to balance risk and return, and collaborate with cross-functional teams to ensure seamless execution of tests and policy strategies.
Worked closely with Corporate and Product Managers to monitor portfolio benchmarks and loan quality.

Provided portfolio management and financial advice, credit analysis, real estate consulting, making reports and business strategies in accordance with annual targets for 300 clients portfolio being strategic partner to help them meet their needs and goals increasing sales by 30%.

Cultivated and strengthened relationships with new non-residents prospects resulting in 15% increase in new business.

Managed end-to-end mortgage lending and credit risk assessment lifecycle for Golden Visa clients in collaboration with numerous stakeholders including senior management internal areas and real estate agencies increasing sales by 25%.

Recognized out of 800 relationship managers, ranked 1st Top Customer Service Development of the year.

Trained and mentored 3 Relationship Managers increasing sales and customer retention by 10%

Performed with IT team to develop new business strategy creating online project to ensure mortgage process from end to end increasing new clients and sales by 60% resulting in new call center and branch network by 50%.

Mentored and guided new team of 6 during business development decision-making to optimize profitability, marketing strategy and exceptional customer service increasing business by 35%.

Collaborated in project to develop online banking service, increasing volume of sales and transactions by 35%, translating into improvement of service by 40%.

Managed end-to-end mortgage lending and credit risk assessment lifecycle in collaboration with numerous stakeholders including senior management internal areas increasing new business by 50%.

Developed and implemented performance improvement strategies reaching network by 25%.