Badariah MD ALI
SHAH ALAM
Summary
Dedicated and results-driven Compliance professional with over 9 years of experience in developing and implementing robust compliance training programs, emphasizing AML/CFT awareness and Regulatory Compliance. Skilled in collaborating with stakeholders, ensuring compliance with regulatory changes, and providing guidance on risk management strategies. Seeking to leverage expertise in regulatory compliance, AML/CFT and training development to contribute effectively as a Compliance Officer
Overview
14
14
years of professional experience
Work History
MANAGER – COMPLIANCE TRAINING
Bank Muamalat (M) Berhad
Kuala Lumpur
10.2022 - Current
- Led the development and execution of comprehensive compliance training programs at Bank Muamalat (M) Berhad, emphasizing AML/CFT awareness and regulatory compliance.
- Crafted interactive e-learning modules and presentations to simplify complex compliance regulations for diverse audiences.
- Conducted targeted training needs analysis and customized content to align with department-specific requirements, ensuring maximum relevance and impact.
- Established strong partnerships with subject matter experts and compliance officers to keep training materials up to-date with the latest regulatory changes and the Bank policies.
- Utilized a variety of training techniques, including in-person sessions and virtual learning, to support diverse learning preferences and enhance knowledge retention.
- Implemented rigorous training evaluation methods, including assessments and feedback tools, to measure effectiveness and drive continuous training improvements.
- Provided critical support to the compliance review team by imparting operational knowledge to staff, reducing compliance breaches and audit findings.
- Collaborated with the AML Advisory and Policy Team to contribute to the Institutional Risk Assessment exercise and maintained cooperation with external and internal auditors during assessments.
- Participated in board of directors meetings to provide updates on compliance training initiatives and regulatory changes.
- Collaborated with senior management to ensure alignment of training programs with strategic objectives and regulatory requirements.
- Involved in the audit of the AML/CFT program in Bank Muamalat, working closely with internal and external auditors to ensure compliance with regulatory guidelines and best practices.
- Provided operational knowledge and support together with the compliance review team, contributing to the reduction of compliance breaches and audit findings.
ASST. MANAGER – INTERNAL TRAINER
Ambank Group
Kuala Lumpur
07.2020 - 10.2022
- Facilitated the creation and distribution of mandatory e-Learning courses for new bank staff, Group Compliance, and Business Operational Control personnel
- Collaborated with the Learning and Development Team to streamline course development and implementation, ensuring effective management information provision
- Compiled and analyzed monthly and annual training statistics for Group Compliance and Business Operational Control, contributing to the Compliance Report
- Coordinated with the Learning and Development Division to oversee staff certification processes for Group Compliance and Business Operational Control teams
- Managed the development and execution of compliance training programs and awareness campaigns to enhance organizational knowledge and adherence
- Assisted in overseeing regulatory examinations, interactions, and internal audits related to compliance training, ensuring preparedness and compliance
- Developed comprehensive management reports and detailed metrics to evaluate the effectiveness of compliance training initiatives and track the progress.
ASST. MANAGER TEAM LEAD, AML TRANSACTION MONITORING
Ambank Group
Kuala Lumpur
07.2017 - 10.2022
- Led a team of AML analysts responsible for monitoring and analyzing transactions for potential money laundering activities
- Provided guidance, mentorship, and coaching to team members to enhance their understanding of AML regulations and investigative techniques
- Established clear performance expectations and conducted regular performance evaluations to ensure team effectiveness and productivity
- Fostered a collaborative and supportive team environment, encouraging open communication and knowledge sharing among team members
- Managed the alerts monitoring team, allocating cases and preparing reports on a regular basis
- Conducted ongoing reviews of transaction monitoring alerts and investigations, ensuring accuracy, completeness, and adherence to internal policies and procedures
- Prepared reports for the AML/CFT team, ensuring timely submission and effective capacity planning
- Conducted investigations on potential money laundering risks, filed Suspicious Transaction Reports in compliance with regulatory requirements, and maintained detailed records of suspicious transactions
- Conducted Enhanced Due Diligence on high-risk customers, analyzed customer transaction activities, and identified potential financial crime occurrences within the organization
- Provided guidance on remediation actions for high-risk accounts and trained staff on identifying and assessing suspicious activities
- Prepared and presented reports to senior management on transaction monitoring activities, trends, and metrics, providing insights and recommendations for risk mitigation strategies
- Communicated effectively with internal stakeholders, including compliance officers and technology teams, to address issues and implement solutions in a timely manner
- Encouraged continuous learning and skill development among team members, promoting a culture of excellence and accountability.
SENIOR ANALYST
Citigroup Transaction M Sdn Bhd
05.2010 - 10.2014
- Investigated suspicious transactions to detect potential money laundering activities, adhering to global operating procedures and standards
- Conducted thorough analysis and investigations within agreed-upon Service Level Agreements (SLAs), ensuring timely resolution of cases
- Managed team workload to meet productivity targets in alignment with AML service delivery standards and KPIs
- Maintained consistency in meeting daily targets and minimizing rejections, resulting in improved quality of investigations and meeting the standards
- Prepared daily reconciliation reports and monitored completion of cases assigned to the analyst
- Provided continuous feedback to analysts, offering coaching and training on new processes and systems implementations
- Supported in-country compliance officers, proactively addressing long-standing issues and inquiries
- Assisted team leaders in ad-hoc tasks and contributed insights to analyst training needs, aiding in the design of training schedules.
Education
CERTIFICATE IN SHARIAH FOR BANKING & FINANCE -
Kolej Universiti Islam Selangor
01.2023
ADVANCED CERTIFICATION IN REGULATORY COMPLIANCE (ACRC) - ASSOCIATE -
Asian Institute Of Chartered Bankers
01.2020
ADVANCED CERTIFICATION IN ANTI-MONEY LAUNDERING / COUNTERFINANCING IN TERRORISM (ACAML) - ASSOCIATE -
Asian Institute Of Chartered Bankers
01.2019
BACHELOR OF ENVIRONMENTAL SCIENCE -
University Malaya
01.2008
Skills
- REGULATORY COMPLIANCE
- ANTI-MONEY LAUNDERING (AML)
- KNOW YOUR CUSTOMER (KYC)
- FINANCIAL REGULATION
- RISK MANAGEMENT
- AUDIT AND INTERNAL CONTROL
- DECISION MAKING AND PROBLEM SOLVING
- MENTORING AND LEADERSHIP
Accomplishments
- Demonstrated exceptional performance and expertise, resulting in appointment to the role of Senior Analyst within three months of joining Citigroup Transaction.
- Received consecutive Spot Awards over three months for outstanding contributions to team success and organizational objectives, exceeding expectations in performance and dedication.
- Recognized for consistent excellence and leadership capabilities, achieving promotion from Assistant Manager 2 to Assistant Manager 1 within 2 years of employment with Ambank Group.
- Entrusted with leadership responsibilities upon joining Ambank Group, appointed as Team Lead to drive initiatives and ensure operational excellence.
- Successfully organized a comprehensive town hall event for Ambank Group Compliance in 2018, facilitating dialogue, sharing insights, and promoting a compliance culture within the bank.
- Trained more than 2500 staff of the bank with satisfaction rate of 90% to 95% and more than 90% passing post assessment for all training conducted.
- Successfully Developed and Launched 6 AML/CFT E-Learning Modules within 6 months.
- Successfully organized Bank Muamalat's Compliance Week securing high-profile speakers and subject matter experts, and fostering the compliance culture in the bank.
References
References available upon request
Timeline
MANAGER – COMPLIANCE TRAINING
Bank Muamalat (M) Berhad
10.2022 - Current
ASST. MANAGER – INTERNAL TRAINER
Ambank Group
07.2020 - 10.2022
ASST. MANAGER TEAM LEAD, AML TRANSACTION MONITORING
Ambank Group
07.2017 - 10.2022
SENIOR ANALYST
Citigroup Transaction M Sdn Bhd
05.2010 - 10.2014
CERTIFICATE IN SHARIAH FOR BANKING & FINANCE -
Kolej Universiti Islam Selangor
ADVANCED CERTIFICATION IN REGULATORY COMPLIANCE (ACRC) - ASSOCIATE -
Asian Institute Of Chartered Bankers
ADVANCED CERTIFICATION IN ANTI-MONEY LAUNDERING / COUNTERFINANCING IN TERRORISM (ACAML) - ASSOCIATE -
Asian Institute Of Chartered Bankers
BACHELOR OF ENVIRONMENTAL SCIENCE -
University Malaya
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