Highly accomplished and results-oriented IT professional with 14 years of experience specializing in the payment card industry, particularly credit and debit card applications (Cardlink). Certified IBM zStack expert with a proven success in project delivery, business analysis, and team leadership. Expertise in the card processing lifecycle, including issuing, acquiring, settlement and host security. Proven ability to lead complex projects, deliver innovative solutions, and drive business objectives within the financial sector. Consistently rated as a top performer with strong problem-solving and leadership skills.