Hi, I’m
ANG HONG XIA
Summary
Professional treasury expert prepared for strategic financial leadership roles. Known for developing effective cash management solutions and mitigating financial risks. Collaborative team player with focus on achieving organizational goals and adapting to changing environments.
Overview
7
years of professional experience
Work History
FIRST SPONSOR GROUP LIMITED
Assistant Treasury Manager
09.2023 - Current
Job overview
- -Led FX transaction management and hedging strategy for balance sheet exposures across 3 currencies, covering up to S$3B in net assets, mitigating FX volatility and protecting enterprise value.
- -Directed intercompany settlements and cross-border funding, optimizing capital structures through tax-efficient funding and liquidity allocation, delivering interest cost savings at the regional level.
- -Owned regional banking relationships, overseeing account structures, mandates, user access, KYC compliance, loan refinancing, and FX execution strategy in close partnership with Legal and external banks.
- -Produced and consolidated regional cash flow forecasts, analyzing trends and variances to drive cost-efficient liquidity planning and funding decisions.
- -Managed cash positions, bank facilities, and debt maturity profiles, leading refinancing discussions with banks to secure optimal funding terms and reduced cost of capital.
- -Supported the implementation and governance of an integrated, multi-entity bank account structure, strengthening cash visibility, controls, and operational efficiency across all entities.
ABN AMRO Clearing Bank
Treasury Officer
04.2022 - 09.2023
Job overview
- - Execute money market deals and FX swap trades via Thomson Reuters Eikon and FX Refinitiv trading platform to ensure that the funding mix and funding costs are aligned with Bank’s strategies and liquidity risks.
- - Monitor and project daily cash positions for Bank and Bank’s subsidiaries to facilitate cash repatriation planning and to maintain an optimal high quality liquid asset book for Basel III purposes.
- - Manage sufficient intraday and overnight liquidity buffers to guarantee all critical payments to exchanges, brokers in various countries, Bank counterparties and funding requests from Asia Pacific regions are fulfilled.
- - Set interest rates that are aligned with Bank’s strategies.
- - Build effective relationship with key customers as region main contact point to deliver high quality of FX trading and funding services requests by trading back-to-back with suitable counterparties.
- - Analyse balance sheet, FX exposure, and invested funds in the Bank to determine appropriate hedging solutions and to assist Asset Liabilities Committee in strategic management of liquidity risk.
ABN AMRO Clearing Bank
Accounts Officer
04.2019 - 04.2022
Job overview
- - Prepare and submit Risk Based Capital report, Borrowing Trading Turnover report, Credit Facilities report, Bank Liquidity Reports, to ensure high level of compliance of SGX regulations and safeguard Bank’s financial health.
- - Prepare and submit MAS 649 Form 1 and Form 2, MAS Quarterly Income & Expenses Survey, questionnaires to ensure high standard of compliance of MAS regulations and safeguard Bank’s reputation.
- - Prepare and fill quarterly GST Form 5, withholding tax and corporate income tax returns that are in lines with Bank’s tax efficiency strategies.
- - Liaise with KYC team to handle and submit annual FATCA and CRS deliverables to IRAS so as to ensure compliance with tax regulations.
- - Analyse and present commentary on significant daily profit and loss drivers of the Bank to help management to strategize and attain 20% increase in client base.
- - Prepare and submit local and HO reports that comply with IFRS using SAP software in a timely manner, achieving high degree of accuracy in reflecting the financial status.
- - Deliver enterprise risk management report to assist risk team to reduce Bank risk to tolerance level.
- - Examine balance sheet of the Bank and produce ALCO report that assist Assets Liabilities Committee in strategic management of interest rate and liquidity risk in the Bank.
- - Streamline account payable and receivable processes achieving 15% increase in operation efficiency.
- - Handle and oversee internal and external audit engagements independently and achieve timely audit closure.
KPMG Singapore
Audit Associate
09.2018 - 04.2019
Job overview
- - Provided objective examination of clients’ financial statements to ensure compliance with regulations.
- - Provided timely and constructive discussions with the management on accounting issues.
- -Performed control testing to validate the effectiveness of controls.
Education
Singapore Management University
SMU Executive Certificate from Foreign Exchange Management
01.2025
LICENSED TRADING REPRESENTATIVE from UNDER THE MAS REGISTER OF REPRESENTATIVES
01.2023
University Overview
- Excelled in CMFAS MODULE 1A, 6A and FRM
ASIA RISK MANAGEMENT INSTITUTE
CERTIFIED RISK ANALYST
12.2020
SINGAPORE MANAGEMENT UNIVERSITY
BACHELOR OF ACCOUNTANCY from High Merit, Major in Risk Management and Assurance
06.2018
University Overview
- Excelled in Accounting Thought Practices, Financial Reporting and Analysis, Financial Instrument, Institutions and Markets
NGEE ANN POLYTECHNIC
DIPLOMA IN ACCOUNTANCY
05.2014
University Overview
- - Achieved 14 As, 1A+, 1AD
- - Attended Bloomberg Essentials Training program-FX Essentials & Equity Essentials
- - Achieved MYOB Level 2 Computerized Accounting (Pass with Distinction)
Skills
Cash management expertise
Timeline
Assistant Treasury Manager
FIRST SPONSOR GROUP LIMITED
09.2023 - Current
Treasury Officer
ABN AMRO Clearing Bank
04.2022 - 09.2023
Accounts Officer
ABN AMRO Clearing Bank
04.2019 - 04.2022
Audit Associate
KPMG Singapore
09.2018 - 04.2019
LICENSED TRADING REPRESENTATIVE from UNDER THE MAS REGISTER OF REPRESENTATIVES
ASIA RISK MANAGEMENT INSTITUTE
CERTIFIED RISK ANALYST
SINGAPORE MANAGEMENT UNIVERSITY
BACHELOR OF ACCOUNTANCY from High Merit, Major in Risk Management and Assurance
NGEE ANN POLYTECHNIC
DIPLOMA IN ACCOUNTANCY
Singapore Management University
SMU Executive Certificate from Foreign Exchange Management